FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 31.03.2016
A FIRE INSURANCE (` '000)
  PARTICULARS For the quarter ending 31.03.2016 Up to  the quarter ending 31.03.2016 For the corresponding quarter of the preceeding year  Up to the Quarter of the prceeding year
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 21592 012 64761 247 9980 868 47016 449
  Less : Premium on reinsurance ceded 2577 294 13454 793 1221 672 7616 664
  Net Premium 19014 718 51306 454 8759 196 39399 785
  Adjustment for change in reserve for unexpired risks -6806 127 -6266 929 1387 858 287 326
  Premium Earned (Net) 12208 591 45039 525 10147 054 39687 111
B MISCELLANEOUS INSURANCE
(1) MOTOR
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 12970 700 44882 912 11783 352 38522 946
  Less : Premium on reinsurance ceded  0  0  0  0
  Net Premium 12970 700 44882 912 11783 352 38522 946
  Adjustment for change in reserve for unexpired risks -775 095 -3414 131 -666 612 -2032 288
  Premium Earned (Net) 12195 605 41468 781 11116 740 36490 658
(2) AVIATION        
  Premium from direct business written  0  0  0  0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0
  Add: Premium on reinsurance accepted 1124 027 4531 748 1504 099 6863 948
  Less : Premium on reinsurance ceded 232 528 974 129 171 634 961 890
  Net Premium 891 499 3557 619 1332 465 5902 058
  Adjustment for change in reserve for unexpired risks 258 193 1148 004 -352 002 -1179 865
  Premium Earned (Net) 1149 692 4705 623 980 463 4722 193
(3) ENGINEERING
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 2369 002 8906 026 1988 081 7958 220
  Less : Premium on reinsurance ceded 173 124 1245 459 56 997 854 396
  Net Premium 2195 878 7660 567 1931 084 7103 824
  Adjustment for change in reserve for unexpired risks -166 513 -310 661 134 124 281 556
  Premium Earned (Net) 2029 365 7349 906 2065 208 7385 380
(4) W.C.
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 80 653 253 526 73 977 182 702
  Less : Premium on reinsurance ceded  0  0  0  0
  Net Premium 80 653 253 526 73 977 182 702
  Adjustment for change in reserve for unexpired risks -4 737 -35 433  770 30 085
  Premium Earned (Net) 75 916 218 093 74 747 212 787
(5) Liability
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 376 320 1505 296 132 323 1153 477
  Less : Premium on reinsurance ceded 49 764 89 047 50 215 116 619
  Net Premium 326 556 1416 249 82 108 1036 858
  Adjustment for change in reserve for unexpired risks -122 147 -190 201 62 851 -80 778
  Premium Earned (Net) 204 409 1226 048 144 959 956 080
(6) PA
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 836 655 3805 190 1032 629 2691 267
  Less : Premium on reinsurance ceded  0 5 142 4 205 11 685
  Net Premium 836 655 3800 048 1028 424 2679 582
  Adjustment for change in reserve for unexpired risks 78 636 -575 996 -37 904 559 125
  Premium Earned (Net) 915 291 3224 052 990 520 3238 707
(7) Health
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 10247 384 25041 895 6614 557 21049 810
  Less : Premium on reinsurance ceded  0  0  0  0
  Net Premium 10247 384 25041 895 6614 557 21049 810
  Adjustment for change in reserve for unexpired risks -1704 743 -1990 028 -795 337 -2383 824
  Premium Earned (Net) 8542 641 23051 867 5819 220 18665 986
(8) Oth. Misc.
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 4728 468 16463 329 2945 732 12349 017
  Less : Premium on reinsurance ceded 579 740 2381 912 57 325 1772 572
  Net Premium 4148 728 14081 417 2888 407 10576 445
  Adjustment for change in reserve for unexpired risks -635 910 -1833 002 719 851 1007 847
  Premium Earned (Net) 3512 818 12248 415 3608 258 11584 292
(9) FL/Credit
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 449 310 1766 695 -65 728 1455 353
  Less : Premium on reinsurance ceded 450 000 450 000  0  0
  Net Premium - 690 1316 695 -65 728 1455 353
  Adjustment for change in reserve for unexpired risks -33 200 68 560 349 451 545 079
  Premium Earned (Net) -33 890 1385 255 283 723 2000 432
TOTAL  MISCELLANEOUS        
  Premium from direct business written  0  0  0  0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 33182 519 107156 617 26009 022 92226 740
  Less : Premium on reinsurance ceded 1485 156 5145 689 340 376 3717 162
  Net Premium 31697 363 102010 928 25668 646 88509 578
  Adjustment for change in reserve for unexpired risks -3105 516 -7132 888 -584 808 -3253 063
  Premium Earned (Net) 28591 847 94878 040 25083 838 85256 515
C MARINE INSURANCE
(1) MARINE CARGO
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 802 025 3377 551 1099 553 3806 211
  Less : Premium on reinsurance ceded 65 350 380 402 52 978 277 104
  Net Premium 736 675 2997 149 1046 575 3529 107
  Adjustment for change in reserve for unexpired risks 301 992 520 118 -287 735 228 826
  Premium Earned (Net) 1038 667 3517 267 758 840 3757 933
(2) MARINE HULL
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 1585 887 6756 228 1245 435 7217 036
  Less : Premium on reinsurance ceded 304 243 1225 493 328 190 1282 284
  Net Premium 1281 644 5530 735 917 245 5934 752
  Adjustment for change in reserve for unexpired risks -434 885 387 247 313 525 -358 096
  Premium Earned (Net) 846 759 5917 982 1230 770 5576 656
TOTAL MARINE 
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 2387 912 10133 779 2344 988 11023 247
  Less : Premium on reinsurance ceded 369 593 1605 895 381 168 1559 388
  Net Premium 2018 319 8527 884 1963 820 9463 859
  Adjustment for change in reserve for unexpired risks -132 893 907 365 25 790 -129 270
  Premium Earned (Net) 1885 426 9435 249 1989 610 9334 589
D LIFE INSURANCE
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 490 346 2306 478 444 789 1573 224
  Less : Premium on reinsurance ceded 356 416 403 897 92 407 376 312
  Net Premium 133 930 1902 581 352 382 1196 912
  Adjustment for change in reserve for unexpired risks 731 751 472 993 - 455 107 396
  Premium Earned (Net) 865 681 2375 574 351 927 1304 308
E TOTAL ALL CLASSES        
  Premium from direct business written  0  0  0  0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 57652 789 184358 121 38779 667 151839 660
  Less : Premium on reinsurance ceded 4788 459 20610 274 2035 623 13269 526
  Net Premium 52864 330 163747 847 36744 044 138570 134
  Adjustment for change in reserve for unexpired risks -9312 785 -12019 459 828 385 -2987 611
  Premium Earned (Net) 43551 545 151728 388 37572 429 135582 523