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FORM NL-30 Analytical Ratios
Insurer : General Insurance Corporation of India Date:
(` in Lacs)
Analytical Ratios for Non-Life companies
Sl.No. Particular For the year ended  31 March 2015 For the year ended 31 March 2014
1 Gross Premium Growth Rate 21.4 3.4
2 Gross Premium to shareholders' fund ratio 124.3 116.8
3 Growth rate of shareholders'fund 14.1 18.5
4 Net Retention Ratio 88.8 91.3
5 Net Commission Ratio 21.3 20.1
6 Expense of Management to Gross Direct Premium Ratio 1.0 1.1
7 Combined Ratio 107.4 109.0
8 Technical Reserves to net premium ratio 180.5 195.0
9 Underwriting balance ratio -7.6 -9.6
10 Operationg Profit Ratio 9.9 11.8
11 Liquid Assets to liabilities ratio 41.5 34.4
12 Net earning ratio 17.4 19.4
13 Return on net worth ratio 19.2 20.7
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.48 3.04
15 NPA Ratio    
  Gross NPA Ratio 2.48 2.65
  Net NPA Ratio 1.10 0.79
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the year (not to be annualized) 6.62 6.26
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the year (not to be annualized) 6.62 6.26
6 (iv) Book value per share (Rs) 34.49 30.24
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid