FORM NL-13-LOANS SCHEDULE |
Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA |
LOANS |
|
|
(` '000) |
Sr.No. |
Particulars |
As at 30.06.2016 |
As at 30.06.2015 |
1 |
SECURITY-WISE CLASSIFICATION |
|
|
|
Secured |
|
|
|
(a) On mortagage of property * |
|
|
(aa) In India |
722 423 |
742 236 |
(bb) Outside India |
0 |
0 |
|
(b) On Shares, Bonds, Govt. Securities |
0 |
0 |
|
(c) Others |
2627 871 |
2881 013 |
|
Unsecured |
68 387 |
68 388 |
|
TOTAL |
3418 681 |
3691 637 |
2 |
BORROWER-WISE CLASSIFICATION |
|
|
|
(a) Central and State Governments |
2627 871 |
2881 013 |
|
(b) Banks and Financial Institutions |
0 |
0 |
|
(c) Subsidiaries |
0 |
0 |
|
(d) Industrial Undertakings |
770 185 |
802 903 |
|
(e) Others (to be specified) |
20 625 |
7 722 |
|
TOTAL |
3418 681 |
3691 638 |
3 |
PERFORMANCE-WISE CLASSIFICATION |
|
|
|
(a) Loans classified as standard |
|
|
(aa) In India |
2748 740 |
2750 510 |
(bb) Outside India |
0 |
0 |
(b) Non-performing loans less provisions |
0 |
0 |
(aa) In India |
0 |
290 648 |
(bb) Outside India |
0 |
0 |
|
Provisions ** |
669 942 |
650 478 |
|
TOTAL |
3418 682 |
3691 636 |
4 |
MATURITY-WISE CLASSIFICATION |
|
|
|
(a) Short Term |
315 135 |
348 248 |
|
(b) Long Term |
3103 547 |
3343 388 |
|
TOTAL |
3418 682 |
3691 636 |
** |
Includes Provision for Bad and Doubtful Loans |
|
|
Notes: |
|
|
|
(a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. |
(b) Provisions against non-performing loans shall be shown separately. |
(c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for |
the purposes of this schedule, means loans secured wholly or partly against an asset of the company. |
(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. |