PERIODIC DISCLOSURES
FORM NL-30
Insurer: General Insurance Corporation of India Date: 30.06.2016
(` in Lakhs)
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  30.06.2016 For the period ended 30.06.2015
1 Gross Premium Growth Rate 41.0 16.4
2 Gross Premium to shareholders' fund ratio 38.2 31.6
3 Growth rate of shareholders'fund 16.5 14.0
4 Net Retention Ratio 87.5 86.9
5 Net Commission Ratio 18.8 21.7
6 Expense of Management to Gross Direct Premium Ratio 0.9 0.9
7 Combined Ratio 94.5 104.1
8 Technical Reserves to net premium ratio 597.8 749.4
9 Underwriting balance ratio 3.7 -3.2
10 Operationg Profit Ratio 13.6 9.1
11 Liquid Assets to liabilities ratio 41.0 38.3
12 Net earning ratio 13.5 9.1
13 Return on net worth ratio 4.5 2.5
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.56 3.33
15 NPA Ratio    
  Gross NPA Ratio 2.48 2.65
  Net NPA Ratio 0.95 0.80
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 4300000000 4300000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 1.64 0.78
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 1.64 0.78
6 (iv) Book value per share (Rs) 36.13 31.01
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid