FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.06.2016
(` '000)
  PARTICULARS Up to  the quarter ending 30.06.2016 Up to the Quarter of the prceeding year
A FIRE INSURANCE    
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 9535 556 7751 354
  Less :Re-insurance Ceded to claims paid 1973 723 678 687
  Net Claims Paid 7561 833 7072 667
  Add : Claims Outstanding at the end of the year 76712 323 69142 298
  Less: Claims Outstanding at the beginning of the year 73001 061 67582 224
  Total Claims Incurred 11273 095 8632 741
B MISCELLANEOUS INSURANCE
(1) MOTOR    
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 7394 616 8020 590
  Less :Re-insurance Ceded to claims paid  0  0
  Net Claims Paid 7394 616 8020 590
  Add : Claims Outstanding at the end of the year 64182 876 51918 380
  Less: Claims Outstanding at the beginning of the year 61161 102 51587 884
  Total Claims Incurred 10416 390 8351 086
(2) AVIATION
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  0 7 994
  Add   :Re-insurance accepted to direct claims 2127 349 941 242
  Less :Re-insurance Ceded to claims paid 193 588 275 122
  Net Claims Paid 1933 761 674 114
  Add : Claims Outstanding at the end of the year 7907 764 9660 804
  Less: Claims Outstanding at the beginning of the year 8550 135 8803 936
  Total Claims Incurred 1291 390 1530 982
(3) ENGINEERING
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1153 839 932 539
  Less :Re-insurance Ceded to claims paid 82 276 1 216
  Net Claims Paid 1071 563 931 323
  Add : Claims Outstanding at the end of the year 16744 817 17928 136
  Less: Claims Outstanding at the beginning of the year 16497 841 18382 485
  Total Claims Incurred 1318 539 476 974
(4) WC
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 27 128 22 588
  Less :Re-insurance Ceded to claims paid  0  0
  Net Claims Paid 27 128 22 588
  Add : Claims Outstanding at the end of the year 212 162 159 262
  Less: Claims Outstanding at the beginning of the year 210 187 161 463
  Total Claims Incurred 29 103 20 387
(5) Liability
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 76 035 76 435
  Less :Re-insurance Ceded to claims paid  0  0
  Net Claims Paid 76 035 76 435
  Add : Claims Outstanding at the end of the year 2634 870 1622 007
  Less: Claims Outstanding at the beginning of the year 1726 140 1579 545
  Total Claims Incurred 984 765 118 897
(6) PA
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 339 811 405 212
  Less :Re-insurance Ceded to claims paid  0  0
  Net Claims Paid 339 811 405 212
  Add : Claims Outstanding at the end of the year 1885 355 2087 611
  Less: Claims Outstanding at the beginning of the year 2015 981 1888 768
  Total Claims Incurred 209 185 604 055
(7) Health
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 4343 552 4770 780
  Less :Re-insurance Ceded to claims paid 471 809  0
  Net Claims Paid 3871 743 4770 780
  Add : Claims Outstanding at the end of the year 11991 175 13239 650
  Less: Claims Outstanding at the beginning of the year 12428 273 12700 829
  Total Claims Incurred 3434 645 5309 601
(8) Oth. Misc.
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 842 647 2858 115
  Less :Re-insurance Ceded to claims paid 360 403 264 160
  Net Claims Paid 482 244 2593 955
  Add : Claims Outstanding at the end of the year 12508 888 8742 041
  Less: Claims Outstanding at the beginning of the year 9924 875 9707 154
  Total Claims Incurred 3066 257 1628 842
(9) FL/Credit
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 450 097 123 643
  Less :Re-insurance Ceded to claims paid  0  0
  Net Claims Paid 450 097 123 643
  Add : Claims Outstanding at the end of the year 6605 782 6700 765
  Less: Claims Outstanding at the beginning of the year 6872 775 6648 242
  Total Claims Incurred 183 104 176 166
TOTAL  MISCELLANEOUS
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  0 7 994
  Add   :Re-insurance accepted to direct claims 16755 074 18151 144
  Less :Re-insurance Ceded to claims paid 1108 076 540 498
  Net Claims Paid 15646 998 17618 640
  Add : Claims Outstanding at the end of the year 124673 689 112058 656
  Less: Claims Outstanding at the beginning of the year 119387 309 111460 306
  Total Claims Incurred 20933 378 18216 990
C MARINE INSURANCE
(1) MARINE CARGO
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 456 350 -113 963
  Less :Re-insurance Ceded to claims paid  0 34 755
  Net Claims Paid 456 350 -148 718
  Add : Claims Outstanding at the end of the year 5841 901 5771 586
  Less: Claims Outstanding at the beginning of the year 5899 043 5556 870
  Total Claims Incurred 399 208 65 998
(2) MARINE HULL
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 861 614 978 631
  Less :Re-insurance Ceded to claims paid 107 632 38 175
  Net Claims Paid 753 982 940 456
  Add : Claims Outstanding at the end of the year 9945 209 10572 298
  Less: Claims Outstanding at the beginning of the year 9740 973 9681 428
  Total Claims Incurred 958 218 1831 326
TOTAL MARINE 
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1317 964 864 668
  Less :Re-insurance Ceded to claims paid 107 632 72 930
  Net Claims Paid 1210 332 791 738
  Add : Claims Outstanding at the end of the year 15787 110 16343 884
  Less: Claims Outstanding at the beginning of the year 15640 016 15238 298
  Total Claims Incurred 1357 426 1897 324
D LIFE INSURANCE
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 632 403 93 887
  Less :Re-insurance Ceded to claims paid 51 899 -12 590
  Net Claims Paid 580 504 106 477
  Add : Claims Outstanding at the end of the year 1214 259 929 085
  Less: Claims Outstanding at the beginning of the year 1047 227 853 942
  Total Claims Incurred 747 536 181 620
E TOTAL ALL CLASSES
  Claims paid    
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  0 7 994
  Add   :Re-insurance accepted to direct claims 28240 997 26861 053
  Less :Re-insurance Ceded to claims paid 3241 330 1279 525
  Net Claims Paid 24999 667 25589 522
  Add : Claims Outstanding at the end of the year 218387 381 198473 923
  Less: Claims Outstanding at the beginning of the year 209075 613 195134 770
  Total Claims Incurred 34311 435 28928 675