PERIODIC DISCLOSURES
FORM NL-30
Insurer: General Insurance Corporation of India Date: 30.09.2016
Analytical Ratios   (Rs.. in Lakhs)
Analytical Ratios for Non-Life companies
Sl.No. Particular For the Half Year endedĀ  30.09.2016 For theĀ  Half year ended 30.09.2015
1 Gross Premium Growth Rate 91.5 15.7
2 Gross Premium to shareholders' fund ratio 102.1 59.7
3 Growth rate of shareholders'fund 12.0 12.0
4 Net Retention Ratio 90.8 90.8
5 Net Commission Ratio 17.3 20.3
6 Expense of Management to Gross Direct Premium Ratio 0.8 1.0
7 Combined Ratio 99.1 107.5
8 Technical Reserves to net premium ratio 248.1 373.2
9 Underwriting balance ratio -3.2 -5.6
10 Operationg Profit Ratio 5.5 10.2
11 Liquid Assets to liabilities ratio 34.9 36.5
12 Net earning ratio 6.5 14.3
13 Return on net worth ratio 6.1 7.7
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 2.92 3.22
15 NPA Ratio    
  Gross NPA Ratio 2.48 2.65
  Net NPA Ratio 0.91 0.67
Equity Holding Pattern for Non-Life Insurers (Rs.. in Lakhs)
1 (a) No. of shares 4300000000 4300000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 2.22 2.53
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 2.22 2.53
6 (iv) Book value per share (Rs) 36.71 31.01
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid