FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.09.2016
(Rs.. '000)
  PARTICULARS For the quarter ending 30.09.2016 Up to  the Half Year  ending 30.09.2016 For the corresponding quarter of the preceeding year  Up to the Half Year  of the prceeding year
A FIRE INSURANCE        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 7965 959 17501 515 10215 916 17967 270
  Less :Re-insurance Ceded to claims paid 350 482 2324 205 4703 294 5381 981
  Net Claims Paid 7615 477 15177 310 5512 622 12585 289
  Add : Claims Outstanding at the end of the year 5626 266 82338 589 8476 314 77618 612
  Less: Claims Outstanding at the beginning of the year  0 73001 061  0 67582 224
  Total Claims Incurred 13241 743 24514 838 13988 936 22621 677
B MISCELLANEOUS INSURANCE
(1) MOTOR        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 7069 800 14464 416 5676 548 13697 138
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 7069 800 14464 416 5676 548 13697 138
  Add : Claims Outstanding at the end of the year 1977 233 66160 109 397 858 52316 238
  Less: Claims Outstanding at the beginning of the year  0 61161 102  0 51587 884
  Total Claims Incurred 9047 033 19463 423 6074 406 14425 492
(2) AVIATION
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  0  0 -14 479 -6 485
  Add   :Re-insurance accepted to direct claims 1181 039 3308 388 638 468 1579 710
  Less :Re-insurance Ceded to claims paid 395 112 588 700 -7 087 268 035
  Net Claims Paid 785 927 2719 688 631 076 1305 190
  Add : Claims Outstanding at the end of the year 8 908 7916 672 -391 249 9269 555
  Less: Claims Outstanding at the beginning of the year  0 8550 135  0 8803 936
  Total Claims Incurred 794 835 2086 225 239 827 1770 809
(3) ENGINEERING
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1078 816 2232 655 940 734 1873 273
  Less :Re-insurance Ceded to claims paid 34 395 116 671 19 542 20 758
  Net Claims Paid 1044 421 2115 984 921 192 1852 515
  Add : Claims Outstanding at the end of the year 914 683 17659 500 -1 905 17926 231
  Less: Claims Outstanding at the beginning of the year  0 16497 841  0 18382 485
  Total Claims Incurred 1959 104 3277 643 919 287 1396 261
(4) WC
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 21 446 48 574 18 390 40 978
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 21 446 48 574 18 390 40 978
  Add : Claims Outstanding at the end of the year 158 094 370 256 -10 155 149 107
  Less: Claims Outstanding at the beginning of the year  0 210 187  0 161 463
  Total Claims Incurred 179 540 208 643 8 235 28 622
(5) Liability
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 237 999 314 034 70 240 146 675
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 237 999 314 034 70 240 146 675
  Add : Claims Outstanding at the end of the year 397 545 3032 415 340 156 1962 163
  Less: Claims Outstanding at the beginning of the year  0 1726 140  0 1579 545
  Total Claims Incurred 635 544 1620 309 410 396 529 293
(6) PA
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 494 281 834 092 247 614 652 826
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 494 281 834 092 247 614 652 826
  Add : Claims Outstanding at the end of the year 315 957 2201 312 -255 419 1832 192
  Less: Claims Outstanding at the beginning of the year  0 2015 981  0 1888 768
  Total Claims Incurred 810 238 1019 423 -7 805 596 250
(7) Health
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 5632 710 9976 262 3884 401 8655 181
  Less :Re-insurance Ceded to claims paid  0 471 809  0  0
  Net Claims Paid 5632 710 9504 453 3884 401 8655 181
  Add : Claims Outstanding at the end of the year 1705 069 13696 244 520 173 13759 823
  Less: Claims Outstanding at the beginning of the year  0 12428 273  0 12700 829
  Total Claims Incurred 7337 779 10772 424 4404 574 9714 175
(8) Oth. Misc.
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 5772 278 6614 925 4306 251 7164 366
  Less :Re-insurance Ceded to claims paid 348 040 708 443 101 426 365 586
  Net Claims Paid 5424 238 5906 482 4204 825 6798 780
  Add : Claims Outstanding at the end of the year 14768 964 27277 852 17 479 8759 520
  Less: Claims Outstanding at the beginning of the year  0 9924 875  0 9707 154
  Total Claims Incurred 20193 202 23259 459 4222 304 5851 146
(9) FL/Credit
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 2727 821 3177 918 115 935 239 577
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 2727 821 3177 918 115 935 239 577
  Add : Claims Outstanding at the end of the year -2541 874 4063 908 1178 497 7879 262
  Less: Claims Outstanding at the beginning of the year  0 6872 775  0 6648 242
  Total Claims Incurred 185 947 369 051 1294 432 1470 597
TOTAL  MISCELLANEOUS
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  0  0 -14 479 -6 485
  Add   :Re-insurance accepted to direct claims 24216 190 40971 264 15898 581 34049 724
  Less :Re-insurance Ceded to claims paid 777 547 1885 623 113 881 654 379
  Net Claims Paid 23438 643 39085 641 15770 221 33388 860
  Add : Claims Outstanding at the end of the year 17704 579 142378 268 1795 435 113854 091
  Less: Claims Outstanding at the beginning of the year  0 119387 309  0 111460 306
  Total Claims Incurred 41143 222 62076 600 17565 656 35782 645
C MARINE INSURANCE
(1) MARINE CARGO
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 592 271 1048 621 2334 406 2220 443
  Less :Re-insurance Ceded to claims paid  19  19 15 852 50 607
  Net Claims Paid 592 252 1048 602 2318 554 2169 836
  Add : Claims Outstanding at the end of the year 425 206 6267 107 77 296 5848 882
  Less: Claims Outstanding at the beginning of the year  0 5899 043  0 5556 870
  Total Claims Incurred 1017 458 1416 666 2395 850 2461 848
(2) MARINE HULL
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 663 453 1525 067 1410 073 2388 703
  Less :Re-insurance Ceded to claims paid 93 368 201 000 15 368 53 542
  Net Claims Paid 570 085 1324 067 1394 705 2335 161
  Add : Claims Outstanding at the end of the year 316 231 10261 440 -899 535 9672 763
  Less: Claims Outstanding at the beginning of the year  0 9740 973  0 9681 428
  Total Claims Incurred 886 316 1844 534 495 170 2326 496
TOTAL MARINE 
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1255 724 2573 688 3744 479 4609 146
  Less :Re-insurance Ceded to claims paid 93 387 201 019 31 220 104 149
  Net Claims Paid 1162 337 2372 669 3713 259 4504 997
  Add : Claims Outstanding at the end of the year 741 437 16528 547 -822 239 15521 645
  Less: Claims Outstanding at the beginning of the year  0 15640 016  0 15238 298
  Total Claims Incurred 1903 774 3261 200 2891 020 4788 344
D LIFE INSURANCE
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 218 722 851 125 482 596 576 483
  Less :Re-insurance Ceded to claims paid 100 947 152 846  0 -12 590
  Net Claims Paid 117 775 698 279 482 596 589 073
  Add : Claims Outstanding at the end of the year 349 698 1563 957 34 713 963 797
  Less: Claims Outstanding at the beginning of the year  0 1047 227  0 853 942
  Total Claims Incurred 467 473 1215 009 517 309 698 928
E TOTAL ALL CLASSES
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  0  0 -14 479 -6 485
  Add   :Re-insurance accepted to direct claims 33656 595 61897 592 30341 572 57202 623
  Less :Re-insurance Ceded to claims paid 1322 363 4563 693 4848 395 6127 919
  Net Claims Paid 32334 232 57333 899 25478 698 51068 219
  Add : Claims Outstanding at the end of the year 24421 980 242809 361 9484 223 207958 145
  Less: Claims Outstanding at the beginning of the year  0 209075 613  0 195134 770
  Total Claims Incurred 56756 212 91067 647 34962 921 63891 594