FORM NL-13-LOANS SCHEDULE |
Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA |
|
LOANS |
|
|
(` '000) |
|
Particulars |
As at 31.03.2017 |
As at 31.03.2016 |
1 |
SECURITY-WISE CLASSIFICATION |
|
|
|
Secured |
|
|
|
(a) On mortagage of property |
|
|
(aa) In India |
549 175 |
735 423 |
(bb) Outside India |
0 |
0 |
|
(b) On Shares, Bonds, Govt. Securities |
0 |
0 |
|
(c) Investments In State Govt. Loans for Housing and Fire fighting |
2603 688 |
2853 949 |
|
Unsecured |
68 387 |
68 387 |
|
TOTAL |
3221 250 |
3657 759 |
2 |
BORROWER-WISE CLASSIFICATION |
|
|
|
(a) Central and State Governments |
2600 947 |
2853 949 |
|
(b) Banks and Financial Institutions |
0 |
0 |
|
(c) Subsidiaries |
0 |
0 |
|
(d) Industrial Undertakings |
596 017 |
782 984 |
|
(e) Others (to be specified) |
24 286 |
20 826 |
|
TOTAL |
3221 250 |
3657 759 |
3 |
PERFORMANCE-WISE CLASSIFICATION |
|
|
|
(a) Loans classified as standard |
|
|
(aa) In India |
2552 640 |
2955 623 |
(bb) Outside India |
0 |
0 |
(b) Non-performing loans less provisions |
0 |
0 |
(aa) In India |
0 |
0 |
(bb) Outside India |
0 |
0 |
|
Provisions * |
668 610 |
702 136 |
|
TOTAL |
3221 250 |
3657 759 |
4 |
MATURITY-WISE CLASSIFICATION |
|
|
|
(a) Short Term |
345 318 |
296 986 |
|
(b) Long Term |
2875 932 |
3360 773 |
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TOTAL |
3221 250 |
3657 759 |
** |
Includes Provision for Bad and Doubtful Loans |
|
|
Notes: |
(a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. |
(b) Provisions against non-performing loans shall be shown separately. |
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(c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for |
the purposes of this schedule, means loans secured wholly or partly against an asset of the company. |
(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. |