PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date : 31.03.2017
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  31.03.2017 For the period ended 31.03.2016
1 Gross Premium Growth Rate 82.2 21.4
2 Gross Premium to shareholders' fund ratio 187.1 124.3
3 Growth rate of shareholders'fund 21.0 14.1
4 Net Retention Ratio 89.8 88.8
5 Net Commission Ratio 17.9 21.3
6 Expense of Management to Gross Direct Premium Ratio 0.7 1.0
7 Combined Ratio 99.7 107.4
8 Technical Reserves to net premium ratio 138.1 180.5
9 Underwriting balance ratio (2.0) (7.6)
10 Operating Profit Ratio 8.1 9.9
11 Liquid Assets to liabilities ratio 38.9 41.5
12 Net earning ratio 10.4 17.4
13 Return on net worth ratio 17.4 19.2
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 2.40 3.48
15 NPA Ratio
Gross NPA Ratio 2.72 3.05
Net NPA Ratio 0.78 1.10
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 4300000000 4300000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) EPS ` 7.27 6.62
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 7.27 6.62
6 (iv) Book value per share (Rs) 41.74 34.49
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid