| PERIODIC DISCLOSURES | |||
| FORM NL-30 | Analytical Ratios | ||
| Insurer: | General Insurance Corporation of India | Date : | 31.03.2017 |
| Analytical Ratios for Non-Life companies | |||
| Sl.No. | Particular | For the period ended 31.03.2017 | For the period ended 31.03.2016 |
|---|---|---|---|
| 1 | Gross Premium Growth Rate | 82.2 | 21.4 |
| 2 | Gross Premium to shareholders' fund ratio | 187.1 | 124.3 |
| 3 | Growth rate of shareholders'fund | 21.0 | 14.1 |
| 4 | Net Retention Ratio | 89.8 | 88.8 |
| 5 | Net Commission Ratio | 17.9 | 21.3 |
| 6 | Expense of Management to Gross Direct Premium Ratio | 0.7 | 1.0 |
| 7 | Combined Ratio | 99.7 | 107.4 |
| 8 | Technical Reserves to net premium ratio | 138.1 | 180.5 |
| 9 | Underwriting balance ratio | (2.0) | (7.6) |
| 10 | Operating Profit Ratio | 8.1 | 9.9 |
| 11 | Liquid Assets to liabilities ratio | 38.9 | 41.5 |
| 12 | Net earning ratio | 10.4 | 17.4 |
| 13 | Return on net worth ratio | 17.4 | 19.2 |
| 14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 2.40 | 3.48 |
| 15 | NPA Ratio | ||
| Gross NPA Ratio | 2.72 | 3.05 | |
| Net NPA Ratio | 0.78 | 1.10 | |
| Equity Holding Pattern for Non-Life Insurers | (Rs in Lakhs) | ||
| 1 | (a) No. of shares | 4300000000 | 4300000000 |
| 2 | (b) Percentage of shareholding (Indian / Foreign) | 100 % Indian | 100 % Indian |
| 3 | ( c) %of Government holding (in case of public sector insurance companies) | 100% | 100% |
| 4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) EPS ` | 7.27 | 6.62 |
| 5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 7.27 | 6.62 |
| 6 | (iv) Book value per share (Rs) | 41.74 | 34.49 |
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | |||