FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 31.03.2017
A FIRE INSURANCE (` '000)
  PARTICULARS For the  Twelve Months  ending 31.03.2017 Up to  the  Twelve Months  ending 31.03.2017 For the corresponding Twelve months  of the preceeding year  Up to the corresponding  twelve months  of the prceeding year
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 23165 526 81264 913 21592 012 64761 247
  Less : Premium on reinsurance ceded 8186 776 21043 078 2577 294 13454 793
  Net Premium 14978 750 60221 835 19014 718 51306 454
  Adjustment for change in reserve for unexpired risks 522 119 -4052 098 (6806 127) (6266 929)
  Premium Earned (Net) 15500 869 56169 737 12208 591 45039 525
B MISCELLANEOUS INSURANCE
(1) MOTOR
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 19780 723 66243 947 12970 701 44882 912
  Less : Premium on reinsurance ceded 0 0 0 0
  Net Premium 19780 723 66243 947 12970 701 44882 912
  Adjustment for change in reserve for unexpired risks (3369 357) (10323 349) (775 095) (3414 131)
  Premium Earned (Net) 16411 366 55920 598 12195 606 41468 781
(2) AVIATION        
  Premium from direct business written 0 0 0 0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 1992 189 6623 864 1124 027 4531 748
  Less : Premium on reinsurance ceded 151 272 859 352 232 528 974 129
  Net Premium 1840 917 5764 512 891 499 3557 620
  Adjustment for change in reserve for unexpired risks (388 071) (1001 288) 258 193 1148 004
  Premium Earned (Net) 1452 846 4763 224 1149 692 4705 624
(3) ENGINEERING
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 1621 126 8781 597 2369 003 8906 026
  Less : Premium on reinsurance ceded 80 657 281 906 173 124 1245 459
  Net Premium 1540 469 8499 691 2195 879 7660 567
  Adjustment for change in reserve for unexpired risks 1933 760 (325 536) (166 513) (310 661)
  Premium Earned (Net) 3474 229 8174 155 2029 366 7349 906
(4) W.C.
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 95 666 353 727 80 653 253 526
  Less : Premium on reinsurance ceded 0 0 0 0
  Net Premium 95 666 353 727 80 653 253 526
  Adjustment for change in reserve for unexpired risks (10 614) (49 651) (4 737) (35 433)
  Premium Earned (Net) 85 052 304 076 75 916 218 092
(5) Liability
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 773 923 2334 041 376 320 1505 296
  Less : Premium on reinsurance ceded 41 944 196 649 49 764 89 047
  Net Premium 731 979 2137 392 326 556 1416 249
  Adjustment for change in reserve for unexpired risks (200 895) (357 208) (122 147) (190 201)
  Premium Earned (Net) 531 084 1780 184 204 409 1226 049
(6) PA
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 1225 731 5103 570 836 655 3805 190
  Less : Premium on reinsurance ceded 0 0 0 5 142
  Net Premium 1225 731 5103 570 836 655 3800 048
  Adjustment for change in reserve for unexpired risks (186 261) (633 980) 78 636 (575 996)
  Premium Earned (Net) 1039 470 4469 590 915 291 3224 051
(7) Health
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 10207 703 41728 826 10247 384 25041 895
  Less : Premium on reinsurance ceded 0 1112 266 0 0
  Net Premium 10207 703 40616 560 10247 384 25041 895
  Adjustment for change in reserve for unexpired risks (410 450) (7567 452) (1704 743) (1990 028)
  Premium Earned (Net) 9797 253 33049 108 8542 641 23051 867
(8) Oth. Misc.
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 29212 738 106610 876 4728 468 16463 329
  Less : Premium on reinsurance ceded 4278 558 7640 518 579 740 2381 912
  Net Premium 24934 180 98970 358 4148 728 14081 417
  Adjustment for change in reserve for unexpired risks 21304 641 (10839 029) (635 910) (1833 002)
  Premium Earned (Net) 46238 821 88131 329 3512 818 12248 415
(9) FL/Credit
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 334 735 2010 095 449 310 1766 695
  Less : Premium on reinsurance ceded 0 446 000 450 000 450 000
  Net Premium 334 734 1564 095 ( 690) 1316 695
  Adjustment for change in reserve for unexpired risks (167 589) (122 938) (33 200) 68 560
  Premium Earned (Net) 167 145 1441 157 (33 890) 1385 255
TOTAL  MISCELLANEOUS        
  Premium from direct business written 0 0 0 0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 65244 534 239790 543 33182 519 107156 619
  Less : Premium on reinsurance ceded 4552 431 10536 691 1485 156 5145 690
  Net Premium 60692 103 229253 852 31697 363 102010 929
  Adjustment for change in reserve for unexpired risks 18505 164 -31220 431 (3105 516) (7132 888)
  Premium Earned (Net) 79197 267 198033 421 28591 847 94878 041
C MARINE INSURANCE
(1) MARINE CARGO
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 1265 611 4446 037 802 025 3377 551
  Less : Premium on reinsurance ceded 153 907 491 229 65 350 380 403
  Net Premium 1111 704 3954 808 736 675 2997 148
  Adjustment for change in reserve for unexpired risks (166 364) 1054 710 301 992 520 118
  Premium Earned (Net) 945 340 5009 518 1038 667 3517 266
(2) MARINE HULL
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 2186 639 6727 166 1585 887 6756 228
  Less : Premium on reinsurance ceded 771 005 1790 291 304 243 1225 493
  Net Premium 1415 634 4936 875 1281 644 5530 735
  Adjustment for change in reserve for unexpired risks (445 928) 649 695 (434 885) 387 247
  Premium Earned (Net) 969 706 5586 570 846 759 5917 982
TOTAL MARINE 
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 3452 250 11173 203 2387 912 10133 779
  Less : Premium on reinsurance ceded 924 912 2281 520 369 593 1605 896
  Net Premium 2527 338 8891 683 2018 319 8527 883
  Adjustment for change in reserve for unexpired risks (612 292) 1704 405 (132 893) 907 365
  Premium Earned (Net) 1915 046 10596 088 1885 426 9435 248
D LIFE INSURANCE
  Premium from direct business written        
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 755 973 3625 715 490 347 2306 478
  Less : Premium on reinsurance ceded (42 373) 247 518 356 416 403 897
  Net Premium 798 346 3378 197 133 931 1902 581
  Adjustment for change in reserve for unexpired risks 32 570 (1028 460) 731 751 472 993
  Premium Earned (Net) 830 916 2349 737 865 682 2375 574
E TOTAL ALL CLASSES        
  Premium from direct business written 0 0 0 0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium 0 0 0 0
  Add: Premium on reinsurance accepted 92618 284 335854 374 57652 790 184358 123
  Less : Premium on reinsurance ceded 13621 746 34108 807 4788 459 20610 276
  Net Premium 78996 538 301745 567 52864 331 163747 847
  Adjustment for change in reserve for unexpired risks 18447 561 (34596 584) (9312 785) (12019 459)
  Premium Earned (Net) 97444 099 267148 983 43551 546 151728 388