FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.06.2017
(` '000)
  PARTICULARS For the  Three Months  ending 30.06.2017 Up to  the  Three Months  ending 30.06.2017 For the corresponding Three months  of the preceeding year  Up to the corresponding  three months  of the prceeding year
A FIRE INSURANCE        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 9681 588 9681 588 9535 556 9535 556
  Less :Re-insurance Ceded to claims paid 18 792 18 792 1973 723 1973 723
  Net Claims Paid 9662 796 9662 796 7561 833 7561 833
  Add : Claims Outstanding at the end of the year 93944 680 93944 680 76712 323 76712 323
  Less: Claims Outstanding at the beginning of the year 86734 697 86734 697 73001 061 73001 061
  Total Claims Incurred 16872 779 16872 779 11273 095 11273 095
B MISCELLANEOUS INSURANCE
(1) MOTOR        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 16832 897 16832 897 7394 616 7394 616
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 16832 897 16832 897 7394 616 7394 616
  Add : Claims Outstanding at the end of the year 79111 216 79111 216 64182 876 64182 876
  Less: Claims Outstanding at the beginning of the year 78863 595 78863 595 61161 102 61161 102
  Total Claims Incurred 17080 518 17080 518 10416 390 10416 390
(2) AVIATION
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims 10 345 10 345  0  0
  Add   :Re-insurance accepted to direct claims 1205 883 1205 883 2127 350 2127 350
  Less :Re-insurance Ceded to claims paid 238 468 238 468 193 588 193 588
  Net Claims Paid 977 760 977 760 1933 762 1933 762
  Add : Claims Outstanding at the end of the year 8252 334 8252 334 7907 764 7907 764
  Less: Claims Outstanding at the beginning of the year 8197 969 8197 969 8550 136 8550 136
  Total Claims Incurred 1032 125 1032 125 1291 390 1291 390
(3) ENGINEERING
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1221 102 1221 102 1153 839 1153 839
  Less :Re-insurance Ceded to claims paid  35  35 82 276 82 276
  Net Claims Paid 1221 067 1221 067 1071 563 1071 563
  Add : Claims Outstanding at the end of the year 17573 378 17573 378 16744 817 16744 817
  Less: Claims Outstanding at the beginning of the year 16367 961 16367 961 16497 841 16497 841
  Total Claims Incurred 2426 484 2426 484 1318 539 1318 539
(4) WC
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 15 768 15 768 27 128 27 128
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 15 768 15 768 27 128 27 128
  Add : Claims Outstanding at the end of the year 724 623 724 623 212 162 212 162
  Less: Claims Outstanding at the beginning of the year 358 439 358 439 210 187 210 187
  Total Claims Incurred 381 952 381 952 29 103 29 103
(5) Liability
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 72 446 72 446 76 035 76 035
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 72 446 72 446 76 035 76 035
  Add : Claims Outstanding at the end of the year 2584 859 2584 859 2634 870 2634 870
  Less: Claims Outstanding at the beginning of the year 1982 656 1982 656 1726 140 1726 140
  Total Claims Incurred 674 649 674 649 984 765 984 765
(6) PA
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 747 376 747 376 339 812 339 812
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 747 376 747 376 339 812 339 812
  Add : Claims Outstanding at the end of the year 2661 738 2661 738 1885 355 1885 355
  Less: Claims Outstanding at the beginning of the year 2772 646 2772 646 2015 981 2015 981
  Total Claims Incurred 636 468 636 468 209 186 209 186
(7) Health
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 7647 762 7647 762 4343 552 4343 552
  Less :Re-insurance Ceded to claims paid 291 660 291 660 471 809 471 809
  Net Claims Paid 7356 102 7356 102 3871 743 3871 743
  Add : Claims Outstanding at the end of the year 14026 517 14026 517 11991 175 11991 175
  Less: Claims Outstanding at the beginning of the year 11364 043 11364 043 12428 273 12428 273
  Total Claims Incurred 10018 576 10018 576 3434 645 3434 645
(8) Agriculture
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 22278 604 22278 604 274 060 274 060
  Less :Re-insurance Ceded to claims paid 53 465 53 465  0  0
  Net Claims Paid 22225 139 22225 139 274 060 274 060
  Add : Claims Outstanding at the end of the year 91701 099 91701 099 5261 646 5261 646
  Less: Claims Outstanding at the beginning of the year 59122 246 59122 246 1594 774 1594 774
  Total Claims Incurred 54803 992 54803 992 3940 932 3940 932
(9) Oth. Misc.
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 944 282 944 282 568 587 568 587
  Less :Re-insurance Ceded to claims paid  0  0 360 403 360 403
  Net Claims Paid 944 282 944 282 208 184 208 184
  Add : Claims Outstanding at the end of the year 6780 423 6780 423 7247 242 7247 242
  Less: Claims Outstanding at the beginning of the year 6418 213 6418 213 8330 101 8330 101
  Total Claims Incurred 1306 492 1306 492 -874 675 -874 675
(10) FL/Credit
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1052 653 1052 653 450 097 450 097
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 1052 653 1052 653 450 097 450 097
  Add : Claims Outstanding at the end of the year 3854 861 3854 861 6605 782 6605 782
  Less: Claims Outstanding at the beginning of the year 3773 875 3773 875 6872 775 6872 775
  Total Claims Incurred 1133 639 1133 639 183 104 183 104
TOTAL  MISCELLANEOUS
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims 10 345 10 345  0  0
  Add   :Re-insurance accepted to direct claims 52018 773 52018 773 16755 076 16755 076
  Less :Re-insurance Ceded to claims paid 583 628 583 628 1108 076 1108 076
  Net Claims Paid 51445 490 51445 490 15647 000 15647 000
  Add : Claims Outstanding at the end of the year 227271 048 227271 048 124673 689 124673 689
  Less: Claims Outstanding at the beginning of the year 189221 643 189221 643 119387 310 119387 310
  Total Claims Incurred 89494 895 89494 895 20933 379 20933 379
C MARINE INSURANCE
(1) MARINE CARGO
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 296 672 296 672 456 350 456 350
  Less :Re-insurance Ceded to claims paid  399  399  0  0
  Net Claims Paid 296 273 296 273 456 350 456 350
  Add : Claims Outstanding at the end of the year 5741 990 5741 990 5841 901 5841 901
  Less: Claims Outstanding at the beginning of the year 5997 053 5997 053 5899 043 5899 043
  Total Claims Incurred 41 210 41 210 399 208 399 208
(2) MARINE HULL
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1177 816 1177 816 861 614 861 614
  Less :Re-insurance Ceded to claims paid -47 244 -47 244 107 632 107 632
  Net Claims Paid 1225 060 1225 060 753 982 753 982
  Add : Claims Outstanding at the end of the year 10828 082 10828 082 9945 209 9945 209
  Less: Claims Outstanding at the beginning of the year 11939 858 11939 858 9740 973 9740 973
  Total Claims Incurred 113 284 113 284 958 218 958 218
TOTAL MARINE 
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1474 488 1474 488 1317 964 1317 964
  Less :Re-insurance Ceded to claims paid -46 845 -46 845 107 632 107 632
  Net Claims Paid 1521 333 1521 333 1210 332 1210 332
  Add : Claims Outstanding at the end of the year 16570 072 16570 072 15787 110 15787 110
  Less: Claims Outstanding at the beginning of the year 17936 911 17936 911 15640 016 15640 016
  Total Claims Incurred 154 494 154 494 1357 426 1357 426
D LIFE INSURANCE
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 437 364 437 364 632 403 632 403
  Less :Re-insurance Ceded to claims paid 55 906 55 906 51 899 51 899
  Net Claims Paid 381 458 381 458 580 504 580 504
  Add : Claims Outstanding at the end of the year 2018 894 2018 894 1214 259 1214 259
  Less: Claims Outstanding at the beginning of the year 1845 533 1845 533 1047 227 1047 227
  Total Claims Incurred 554 819 554 819 747 536 747 536
E TOTAL ALL CLASSES
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims 10 345 10 345  0  0
  Add   :Re-insurance accepted to direct claims 63612 213 63612 213 28240 999 28240 999
  Less :Re-insurance Ceded to claims paid 611 481 611 481 3241 330 3241 330
  Net Claims Paid 63011 077 63011 077 24999 669 24999 669
  Add : Claims Outstanding at the end of the year 339804 694 339804 694 218387 381 218387 381
  Less: Claims Outstanding at the beginning of the year 295738 784 295738 784 209075 614 209075 614
  Total Claims Incurred 107076 987 107076 987 34311 436 34311 436