FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.09.2017
(` '000)
  PARTICULARS For the  Three Months  ending 30.09.2017 Up to  the  Three Months  ending 30.09.2017 For the corresponding Three months  of the preceeding year  Up to the corresponding  three months  of the prceeding year
A FIRE INSURANCE        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 8182 843 17864 431 7965 959 17501 515
  Less :Re-insurance Ceded to claims paid 652 022 670 814 350 482 2324 205
  Net Claims Paid 7530 821 17193 617 7615 477 15177 310
  Add : Claims Outstanding at the end of the year 9882 279 103826 959 5626 266 82338 589
  Less: Claims Outstanding at the beginning of the year   0 86734 697   0 73001 061
  Total Claims Incurred 17413 100 34285 879 13241 743 24514 838
B MISCELLANEOUS INSURANCE
(1) MOTOR
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 4823 151 21656 048 7069 799 14464 416
  Less :Re-insurance Ceded to claims paid   0   0   0   0
  Net Claims Paid 4823 151 21656 048 7069 799 14464 416
  Add : Claims Outstanding at the end of the year 7157 791 86269 007 1977 233 66160 109
  Less: Claims Outstanding at the beginning of the year   0 78863 595   0 61161 102
  Total Claims Incurred 11980 942 29061 460 9047 032 19463 423
(2) AVIATION
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims   936 11 281   0   0
  Add   :Re-insurance accepted to direct claims 903 013 2108 896 1181 039 3308 389
  Less :Re-insurance Ceded to claims paid 22 244 260 712 395 112 588 700
  Net Claims Paid 881 705 1859 465 785 927 2719 689
  Add : Claims Outstanding at the end of the year 452 701 8705 035 8 908 7916 672
  Less: Claims Outstanding at the beginning of the year   0 8197 969   1 8550 136
  Total Claims Incurred 1334 406 2366 531 794 834 2086 225
(3) ENGINEERING
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 647 430 1868 532 1078 816 2232 655
  Less :Re-insurance Ceded to claims paid 79 543 79 578 34 395 116 671
  Net Claims Paid 567 887 1788 954 1044 421 2115 984
  Add : Claims Outstanding at the end of the year 554 281 18127 659 914 683 17659 500
  Less: Claims Outstanding at the beginning of the year   0 16367 961   0 16497 841
  Total Claims Incurred 1122 168 3548 652 1959 104 3277 643
(4) WC
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 10 146 25 914 21 446 48 574
  Less :Re-insurance Ceded to claims paid   0   0   0   0
  Net Claims Paid 10 146 25 914 21 446 48 574
  Add : Claims Outstanding at the end of the year -414 602 310 021 158 094 370 256
  Less: Claims Outstanding at the beginning of the year  0 358 439 0 210 187
  Total Claims Incurred -404 456 -22 504 179 540 208 643
(5) Liability
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 38 904 111 350 237 999 314 034
  Less :Re-insurance Ceded to claims paid   69   69   0   0
  Net Claims Paid 38 835 111 281 237 999 314 034
  Add : Claims Outstanding at the end of the year -362 668 2222 191 397 545 3032 415
  Less: Claims Outstanding at the beginning of the year   0 1982 656   0 1726 140
  Total Claims Incurred -323 833 350 816 635 544 1620 309
(6) PA
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 38 336 785 712 494 281 834 093
  Less :Re-insurance Ceded to claims paid   0   0   0   0
  Net Claims Paid 38 336 785 712 494 281 834 093
  Add : Claims Outstanding at the end of the year 116 448 2778 186 315 957 2201 312
  Less: Claims Outstanding at the beginning of the year   0 2772 646   0 2015 981
  Total Claims Incurred 154 784 791 252 810 238 1019 424
(7) Health
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 3997 425 11645 187 5632 710 9976 262
  Less :Re-insurance Ceded to claims paid   0 291 660   0 471 809
  Net Claims Paid 3997 425 11353 527 5632 710 9504 453
  Add : Claims Outstanding at the end of the year 3650 015 17676 532 1705 069 13696 244
  Less: Claims Outstanding at the beginning of the year   0 11364 043   0 12428 273
  Total Claims Incurred 7647 440 17666 016 7337 779 10772 424
(8) Agriculture
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 13089 578 35368 182 3960 527 4234 587
  Less :Re-insurance Ceded to claims paid   0 53 465   0   0
  Net Claims Paid 13089 578 35314 717 3960 527 4234 587
  Add : Claims Outstanding at the end of the year 23587 862 115288 961 -2392 803 2868 843
  Less: Claims Outstanding at the beginning of the year   0 59122 246   0 1594 774
  Total Claims Incurred 36677 440 91481 432 1567 724 5508 656
(9) Oth. Misc.
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 146 124 1090 406 1811 751 2380 338
  Less :Re-insurance Ceded to claims paid 176 425 176 425 348 040 708 443
  Net Claims Paid -30 301 913 981 1463 711 1671 895
  Add : Claims Outstanding at the end of the year 3287 239 10067 662 17161 767 24409 009
  Less: Claims Outstanding at the beginning of the year   0 6418 213   0 8330 101
  Total Claims Incurred 3256 938 4563 430 18625 478 17750 803
(10) FL/Credit
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 17 088 1069 741 2727 821 3177 918
  Less :Re-insurance Ceded to claims paid   0   0   0   0
  Net Claims Paid 17 088 1069 741 2727 821 3177 918
  Add : Claims Outstanding at the end of the year 335 400 4190 261 -2541 874 4063 908
  Less: Claims Outstanding at the beginning of the year   0 3773 875   0 6872 775
  Total Claims Incurred 352 488 1486 127 185 947 369 051
TOTAL  MISCELLANEOUS
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims   936 11 281   0   0
  Add   :Re-insurance accepted to direct claims 23711 195 75729 967 24216 189 40971 263
  Less :Re-insurance Ceded to claims paid 278 281 861 909 777 547 1885 623
  Net Claims Paid 23433 850 74879 339 23438 642 39085 640
  Add : Claims Outstanding at the end of the year 38364 467 265635 514 17704 579 142378 269
  Less: Claims Outstanding at the beginning of the year   0 189221 644   1 119387 308
  Total Claims Incurred 61798 317 151293 209 41143 220 62076 601
C MARINE INSURANCE
(1) MARINE CARGO
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 289 109 585 781 592 271 1048 621
  Less :Re-insurance Ceded to claims paid 1 040 1 439   19   19
  Net Claims Paid 288 069 584 342 592 252 1048 602
  Add : Claims Outstanding at the end of the year -235 544 5506 446 425 206 6267 107
  Less: Claims Outstanding at the beginning of the year   0 5997 053   0 5899 043
  Total Claims Incurred 52 525 93 735 1017 458 1416 666
(2) MARINE HULL
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 378 787 1556 603 663 453 1525 067
  Less :Re-insurance Ceded to claims paid 349 580 302 336 93 368 201 000
  Net Claims Paid 29 207 1254 267 570 085 1324 067
  Add : Claims Outstanding at the end of the year -1281 388 9546 694 316 231 10261 440
  Less: Claims Outstanding at the beginning of the year   0 11939 858   0 9740 973
  Total Claims Incurred -1252 181 -1138 897 886 316 1844 534
TOTAL MARINE 
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 667 896 2142 383 1255 724 2573 688
  Less :Re-insurance Ceded to claims paid 350 620 303 775 93 387 201 019
  Net Claims Paid 317 276 1838 608 1162 337 2372 669
  Add : Claims Outstanding at the end of the year -1516 932 15053 140 741 437 16528 547
  Less: Claims Outstanding at the beginning of the year   0 17936 911   0 15640 016
  Total Claims Incurred -1199 656 -1045 163 1903 774 3261 200
D LIFE INSURANCE
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 673 406 1110 770 218 722 851 125
  Less :Re-insurance Ceded to claims paid 59 351 115 257 100 947 152 846
  Net Claims Paid 614 055 995 513 117 775 698 279
  Add : Claims Outstanding at the end of the year 160 591 2179 485 349 698 1563 957
  Less: Claims Outstanding at the beginning of the year   0 1845 533   0 1047 227
  Total Claims Incurred 774 646 1329 465 467 473 1215 009
E TOTAL ALL CLASSES
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims   936 11 281   0   0
  Add   :Re-insurance accepted to direct claims 33235 340 96847 551 33656 594 61897 591
  Less :Re-insurance Ceded to claims paid 1340 274 1951 755 1322 363 4563 692
  Net Claims Paid 31896 002 94907 077 32334 231 57333 899
  Add : Claims Outstanding at the end of the year 46890 405 386695 097 24421 980 242809 361
  Less: Claims Outstanding at the beginning of the year 0 295738 786 1 209075 613
  Total Claims Incurred 78786 407 185863 388 56756 210 91067 647