PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:31.12.2017
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  31.12.2017 For the period ended 31.12.2016
1 Gross Premium Growth Rate 36.8 92.0
2 Gross Premium to shareholders' fund ratio 160.2 158.1
3 Growth rate of shareholders'fund 35.0 5.1
4 Net Retention Ratio 91.22 91.6
5 Net Commission Ratio 15.9 17.7
6 Expense of Management to Gross Direct Premium Ratio 0.5 0.8
7 Combined Ratio 101.1 105.9
8 Technical Reserves to net premium ratio 170.6 180.6
9 Underwriting balance ratio -1.1 -8.4
10 Operationg Profit Ratio 7.4 0.0
11 Liquid Assets to liabilities ratio 32.1 34.3
12 Net earning ratio 8.2 2.5
13 Return on net worth ratio 15.9 4.8
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 1.87 2.21
15 NPA Ratio    
  Gross NPA Ratio 2.60 2.87
  Net NPA Ratio 0.60 0.84
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 877200000 86,00,00,000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 85.88% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 28.72 6.45
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 28.72 6.45
6 (iv) Book value per share (Rs) 236.84 178.89
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid