FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 31.12.2017
(` '000)
  PARTICULARS For the  Nine Months  ending 31.12.2017 Up to  the  Nine Months  ending 31.12.2017 For the corresponding Three months  of the preceeding year  Up to the corresponding  three months  of the prceeding year
A FIRE INSURANCE        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 17888 078 35752 509 9851 922 27353 437
  Less :Re-insurance Ceded to claims paid 2832 588 3503 402 2687 573 5011 778
  Net Claims Paid 15055 490 32249 107 7164 349 22341 659
  Add : Claims Outstanding at the end of the year 3811 372 107638 330 3134 702 85473 291
  Less: Claims Outstanding at the beginning of the year 0 86734 697 0 73001 061
  Total Claims Incurred 18866 862 53152 740 10299 051 34813 889
B MISCELLANEOUS INSURANCE
(1) MOTOR
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 13522 432 35178 480 10458 673 24923 088
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 13522 432 35178 480 10458 673 24923 088
  Add : Claims Outstanding at the end of the year 397 442 86666 449 7915 637 74075 746
  Less: Claims Outstanding at the beginning of the year 0 78863 595 0 61161 102
  Total Claims Incurred 13919 874 42981 334 18374 310 37837 732
(2) AVIATION
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims 0 11 281 - 10 - 10
  Add   :Re-insurance accepted to direct claims 1538 722 3647 618 1088 236 4396 624
  Less :Re-insurance Ceded to claims paid 220 217 480 929 138 452 727 152
  Net Claims Paid 1318 505 3177 970 949 774 3669 462
  Add : Claims Outstanding at the end of the year 2262 911 10967 945 770 968 8687 640
  Less: Claims Outstanding at the beginning of the year 0 8197 969 0 8550 136
  Total Claims Incurred 3581 416 5947 946 1720 742 3806 966
(3) ENGINEERING
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 1348 348 3216 880 1051 412 3284 067
  Less :Re-insurance Ceded to claims paid 70 018 149 596 287 120 403 791
  Net Claims Paid 1278 330 3067 284 764 292 2880 276
  Add : Claims Outstanding at the end of the year -404 300 17723 359 -642 509 17016 991
  Less: Claims Outstanding at the beginning of the year 0 16367 961 0 16497 841
  Total Claims Incurred 874 030 4422 682 121 783 3399 426
(4) WC
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 34 989 60 903 22 122 70 696
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 34 989 60 903 22 122 70 696
  Add : Claims Outstanding at the end of the year 188 331 498 352 -65 327 304 929
  Less: Claims Outstanding at the beginning of the year 0 358 439 0 210 187
  Total Claims Incurred 223 320 200 816 -43 205 165 438
(5) Liability
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 147 460 258 810 268 801 582 835
  Less :Re-insurance Ceded to claims paid 29 98 0 0
  Net Claims Paid 147 431 258 712 268 801 582 835
  Add : Claims Outstanding at the end of the year -142 981 2079 210 -866 721 2165 694
  Less: Claims Outstanding at the beginning of the year 0 1982 656 0 1726 139
  Total Claims Incurred 4 450 355 266 -597 920 1022 390
(6) PA
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 1433 023 2218 735 469 848 1303 941
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 1433 023 2218 735 469 848 1303 941
  Add : Claims Outstanding at the end of the year 827 580 3605 766 358 408 2559 720
  Less: Claims Outstanding at the beginning of the year - 1 2772 646 0 2015 981
  Total Claims Incurred 2260 604 3051 855 828 256 1847 680
(7) Health
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 14112 376 25757 563 14655 208 24631 470
  Less :Re-insurance Ceded to claims paid 0 291 660 349 670 821 479
  Net Claims Paid 14112 376 25465 903 14305 538 23809 991
  Add : Claims Outstanding at the end of the year 415 299 18091 831 1065 159 14761 403
  Less: Claims Outstanding at the beginning of the year 0 11364 043 0 12428 273
  Total Claims Incurred 14527 675 32193 691 15370 697 26143 121
(8) Agriculture
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 12232 380 47600 562 1870 930 6105 517
  Less :Re-insurance Ceded to claims paid 2044 063 2097 528 81 342 81 342
  Net Claims Paid 10188 317 45503 034 1789 588 6024 175
  Add : Claims Outstanding at the end of the year 5435 907 120724 868 23742 717 26611 560
  Less: Claims Outstanding at the beginning of the year 0 59122 246 0 1594 774
  Total Claims Incurred 15624 224 107105 656 25532 305 31040 961
(9) Oth. Misc.
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 1605 411 2695 817 -261 339 2118 999
  Less :Re-insurance Ceded to claims paid 203 412 379 837 435 739 1144 182
  Net Claims Paid 1401 999 2315 980 -697 078 974 817
  Add : Claims Outstanding at the end of the year 1418 928 11486 590 -16388 497 8020 511
  Less: Claims Outstanding at the beginning of the year 0 6418 213 0 8330 101
  Total Claims Incurred 2820 927 7384 357 -17085 575 665 227
(10) FL/Credit
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 407 856 1477 596 69 528 3247 446
  Less :Re-insurance Ceded to claims paid 114 992 114 992 0 0
  Net Claims Paid 292 864 1362 604 69 528 3247 446
  Add : Claims Outstanding at the end of the year 331 906 4522 167 211 924 4275 832
  Less: Claims Outstanding at the beginning of the year 0 3773 875 0 6872 775
  Total Claims Incurred 624 770 2110 896 281 452 650 503
TOTAL  MISCELLANEOUS
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims 0 11 281 - 10 - 10
  Add   :Re-insurance accepted to direct claims 46382 997 122112 964 29693 419 70664 683
  Less :Re-insurance Ceded to claims paid 2652 731 3514 640 1292 323 3177 946
  Net Claims Paid 43730 266 118609 605 28401 086 67486 727
  Add : Claims Outstanding at the end of the year 10731 023 276366 537 16101 759 158480 026
  Less: Claims Outstanding at the beginning of the year - 1 189221 643 0 119387 309
  Total Claims Incurred 54461 290 205754 499 44502 845 106579 444
C MARINE INSURANCE
(1) MARINE CARGO
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 567 493 1153 273 411 876 1460 497
  Less :Re-insurance Ceded to claims paid 2 949 4 388 0 19
  Net Claims Paid 564 544 1148 885 411 876 1460 478
  Add : Claims Outstanding at the end of the year 594 414 6100 860 -68 944 6198 163
  Less: Claims Outstanding at the beginning of the year 1 5997 054 - 1 5899 042
  Total Claims Incurred 1158 957 1252 691 342 933 1759 599
(2) MARINE HULL
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 551 106 2107 709 628 163 2153 230
  Less :Re-insurance Ceded to claims paid 713 821 1016 157 62 929 263 929
  Net Claims Paid -162 715 1091 552 565 234 1889 301
  Add : Claims Outstanding at the end of the year 1079 976 10626 670 587 270 10848 710
  Less: Claims Outstanding at the beginning of the year 0 11939 858 0 9740 973
  Total Claims Incurred 917 261 -221 636 1152 504 2997 038
TOTAL MARINE 
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 1118 599 3260 982 1040 039 3613 727
  Less :Re-insurance Ceded to claims paid 716 770 1020 545 62 929 263 948
  Net Claims Paid 401 829 2240 437 977 110 3349 779
  Add : Claims Outstanding at the end of the year 1674 390 16727 530 518 326 17046 873
  Less: Claims Outstanding at the beginning of the year 1 17936 912 - 1 15640 015
  Total Claims Incurred 2076 218 1031 055 1495 437 4756 637
D LIFE INSURANCE
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims
  Add   :Re-insurance accepted to direct claims 922 027 2032 797 787 850 1638 975
  Less :Re-insurance Ceded to claims paid 61 373 176 630 118 126 270 972
  Net Claims Paid 860 654 1856 167 669 724 1368 003
  Add : Claims Outstanding at the end of the year 776 073 2955 558 245 534 1809 491
  Less: Claims Outstanding at the beginning of the year 0 1845 533 0 1047 227
  Total Claims Incurred 1636 727 2966 192 915 258 2130 267
E TOTAL ALL CLASSES
  Claims paid
  Direct claims
  Add Claims Outstanding at the end of the year
  Less Claims Outstanding at the beginning of the year
  Gross Incurred Claims 0 11 281 - 10 - 10
  Add   :Re-insurance accepted to direct claims 66311 701 163159 252 41373 230 103270 822
  Less :Re-insurance Ceded to claims paid 6263 462 8215 217 4160 951 8724 644
  Net Claims Paid 60048 239 154955 316 37212 269 94546 168
  Add : Claims Outstanding at the end of the year 16992 857 403687 955 20000 321 262809 681
  Less: Claims Outstanding at the beginning of the year 0 295738 785 - 1 209075 612
  Total Claims Incurred 77041 096 262904 486 57212 591 148280 237