FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS (` '000)
  PARTICUALRS For the  Nine Months  ending 31.12.2017 Up to  the  Nine Months  ending 31.12.2017 For the corresponding Three months  of the preceeding year  Up to the corresponding  three months  of the prceeding year
1 Employees’ remuneration & welfare benefits 185 845 697 145 278 743 751 820
2 Travel, conveyance and vehicle running expenses 22 896 66 580 23 939 67 219
3 Training expenses 3 207 11 362 4 169 16 559
4 Rents, rates & taxes 13 829 43 328 14 535 52 064
5 Repairs 40 757 134 570 58 197 161 391
6 Printing & stationery 1 475 2 544 458 1 493
7 Communication 3 991 12 892 3 386 10 106
8 Legal & professional charges 24 344 51 161 13 982 66 816
9 Auditors' fees, expenses etc 0 0
  (a) as auditor 526 4 254 971 2 107
  (b) as adviser or in any other capacity, in respect of
  (i) Taxation matters 0 0 0 0
  (ii) Insurance matters
  (iii) Management services; and
  (c)   in any other capacity 0 14 0 0
10 Advertisement and publicity 32 625 54 457 19 739 43 327
11 Interest & Bank Charges 7 559 14 877 519 9 299
12 IT Expenses 29 630 100 782 17 089 96 260
13 Depreciation 19 190 55 409 24 565 73 818
14 Service Tax A/C 2 329 16 975 0 1 679
15 Swachh Bharat Cess 0 691 543 346 747
16 Others 125 259 270 185 86 223 186 406
  TOTAL 513 462 1537 226 547 058 1887 111
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.