PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:30.06.2018
Analytical Ratios for Non-Life companies
Sl.No. Particular For the 1st Quarter ended 30.06.2018 For the 1st quarter ended 30.06.2017
1 Gross Premium Growth Rate 9.3 189.4
2 Gross Premium to shareholders' fund ratio 84.3 93.8
3 Growth rate of shareholders'fund 21.6 18.0
4 Net Retention Ratio 92.18 98.9
5 Net Commission Ratio 11.2 15.6
6 Expense of Management to Gross Direct Premium Ratio 0.3 0.3
7 Combined Ratio 99.9 99.7
8 Technical Reserves to net premium ratio 362.7 295.8
9 Underwriting balance ratio -0.6 -3.8
10 Operationg Profit Ratio 4.2 0.9
11 Liquid Assets to liabilities ratio 27.0 36.3
12 Net earning ratio 4.5 2.3
13 Return on net worth ratio 3.5 2.1
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 1.77 1.76
15 NPA Ratio    
  Gross NPA Ratio 2.33 2.67
  Net NPA Ratio 0.53 0.70
Equity Holding Pattern for Non-Life Insurers
1 (a) No. of shares 87,72,00,000 86,00,00,000
2 (b) Percentage of shareholding (Indian / Foreign) 99.66 % Indian
0.34% Foreign
100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 85.78% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 8.79 4.54
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 8.79 4.54
6 (iv) Book value per share (Rs) 254.19 213.22
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid