PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:30.09.2018
Analytical Ratios for Non-Life companies
Sl.No. Particular For the  Half Year  ended  30.09.2018 up to the Quarter For the Half Year   ended 30.09.2017 up to the Quarter of the prceeding year
1 Gross Premium Growth Rate 11.1   51.4  
2 Gross Premium to shareholders' fund ratio 127.3 131.6  
3 Growth rate of shareholders'fund 14.8 17.5  
4 Net Retention Ratio 92.61   93.7  
5 Net Commission Ratio 15.6   16.3  
6 Expense of Management to Gross Direct Premium Ratio 0.4   0.4  
7 Combined Ratio 110.3   99.4  
8 Technical Reserves to net premium ratio 241.0   223.7  
9 Underwriting balance ratio -8.3   0.4  
10 Operationg Profit Ratio 1.3 8.2  
11 Liquid Assets to liabilities ratio 26.2 33.7  
12 Net earning ratio 5.1 7.9  
13 Return on net worth ratio 12.1 19.5  
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 1.73   1.72  
15 NPA Ratio        
  Gross NPA Ratio 2.28   2.66  
  Net NPA Ratio 0.53   0.67  
Equity Holding Pattern for Non-Life Insurers
1 (a) No. of shares 1,754,400,000   86,00,00,000  
2 (b) Percentage of shareholding (Indian / Foreign) 99.66 % Indian         0.34% Foreign   100 % Indian  
3 ( c) %of Government holding (in case of public sector insurance companies) 85.78%   100%  
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 7.33   10.52  
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 7.33   10.52  
6 (iv) Book value per share (Rs) 121.40   215.70  
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid