FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS (` '000)
  PARTICUALRS For the  Three Months  ending 30.09.2018 Up to  the   Six Months  ending 30.09.2018 For the corresponding Three months  of the preceeding year  Up to the corresponding  Six months  of the prceeding year
1 Employees’ remuneration & welfare benefits 257 605 554 839 275 423 511 300
2 Travel, conveyance and vehicle running expenses 14 976 30 222 24 468 43 684
3 Training expenses 3 991 5 016 5 071 8 155
4 Rents, rates & taxes 17 626 32 019 14 048 29 499
5 Repairs 44 231 104 597 42 176 93 813
6 Printing & stationery  473 1 050  553 1 069
7 Communication 3 488 7 363 3 378 8 901
8 Legal & professional charges 19 003 33 495 14 216 26 817
9 Auditors' fees, expenses etc      
  (a) as auditor  446 3 859  623 3 728
  (b) as adviser or in any other capacity, in respect of      
  (i) Taxation matters  0  0  0  0
  (ii) Insurance matters      
  (iii) Management services; and      
  (c)   in any other capacity  0  0  0  14
10 Advertisement and publicity 20 101 30 117 9 530 21 832
11 Interest & Bank Charges 8 685 16 847 3 304 7 318
12 IT Expenses 72 078 123 227 24 568 71 152
13 Depreciation 37 784 56 637 17 960 36 219
14 Service Tax A/C  0  0  0 14 646
15 Swachh Bharat Cess  0  0  77  691
16 Others 101 895 179 341 59 296 144 926
  TOTAL 602 382 1178 629 494 691 1023 764
 0  0
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.