FORM NL-13-LOANS SCHEDULE


Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   


LOANS

(` '000)

Particulars As at 31.12.2018 As at 31.12.2017
1 SECURITY-WISE CLASSIFICATION


Secured


(a) On mortagage of property *

(aa) In India 407 211 403 673
(bb) Outside India 0 0

(b)   On Shares, Bonds, Govt. Securities 0 0

(c)    Others 2122 490 2366 570

Unsecured 68 387 68 387

TOTAL 2598 088 2838 630
2 BORROWER-WISE CLASSIFICATION


(a)           Central and State Governments 2122 490 2366 570

(b)           Banks and Financial Institutions 0 0

(c)           Subsidiaries 0 0

(d)           Industrial Undertakings 445 720 447 629

(e)           Others (to be specified) 29 878 24 431

TOTAL 2598 088 2838 630
3 PERFORMANCE-WISE CLASSIFICATION


(a) Loans classified as standard

(aa)  In India 1992 946 2201 891
(bb) Outside India 0 0
(b) Non-performing loans less provisions 0 0
(aa)  In India 0 0
(bb) Outside India 0 0

Provisions ** 605 142 636 739

TOTAL 2598 088 2838 630
4 MATURITY-WISE CLASSIFICATION


(a)           Short Term 246 457 261 691

(b)           Long Term 2351 631 2576 939

TOTAL 2598 088 2838 630
** Includes Provision for Bad and Doubtful Loans





Notes:


(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.


(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for
      the purposes of this schedule, means loans secured wholly or partly against an asset of the company.


(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.