PERIODIC DISCLOSURES


FORM NL-30 Analytical Ratios





Insurer: General Insurance Corporation of India Date:31.12.2018




Analytical Ratios for Non-Life companies
Sl.No. Particular For the Period ended 31.12.2018 For the Period ended 31.12.2017
1 Gross Premium Growth Rate 8.6 36.8
2 Gross Premium to shareholders' fund ratio 166.4 160.2
3 Growth rate of shareholders'fund 4.6 35.0
4 Net Retention Ratio 91.90 91.2
5 Net Commission Ratio 15.2 15.9
6 Expense of Management to Gross Direct Premium Ratio 0.5 0.5
7 Combined Ratio 107.6 101.1
8 Technical Reserves to net premium ratio 183.4 170.6
9 Underwriting balance ratio -7.0 -1.1
10 Operationg Profit Ratio 3.7 7.4
11 Liquid Assets to liabilities ratio 27.5 32.1
12 Net earning ratio 4.9 8.2
13 Return on net worth ratio 10.0 15.9
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 1.84 1.87
15 NPA Ratio


Gross NPA Ratio 8.05 2.28

Net NPA Ratio 5.84 0.52
Equity Holding Pattern for Non-Life Insurers

1 (a) No. of shares 1,754,400,000 87,72,00,000
2 (b) Percentage of shareholding (Indian / Foreign) 99.72 % Indian 0.28% Foreign 99.68 % Indian 0.32% Foreign
3 ( c) %of Government holding (in case of public sector insurance companies) 85.78% 85.78%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 9.24 28.72
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 9.24 28.72
6 (iv) Book value per share (Rs) 123.81 236.84
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid