FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:    31.03.2019
Analytical Ratios for Non-Life companies
Sl.No. Particular For the   Year  ended  31.03.2019 up to the Quarter For the  Year   ended 31.03.2018 up to the Quarter of the prceeding year
1 Gross Premium Growth Rate 5.8   24.5  
2 Gross Premium to shareholders' fund ratio 198.1 194.2  
3 Growth rate of shareholders'fund 3.8 19.9  
4 Net Retention Ratio 88.15   90.0  
5 Net Commission Ratio 15.7   16.9  
6 Expense of Management to Gross Direct Premium Ratio 0.6   0.5  
7 Combined Ratio 105.9   104.0  
8 Technical Reserves to net premium ratio 150.0   140.4  
9 Underwriting balance ratio -5.7   -4.0  
10 Operationg Profit Ratio 6.2 6.2  
11 Liquid Assets to liabilities ratio 31.9 35.0  
12 Net earning ratio 5.7 8.6  
13 Return on net worth ratio 10.0 15.0  
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 2.06   1.72  
15 NPA Ratio        
  Gross NPA Ratio 3.01   2.48  
  Net NPA Ratio 1.12   0.23  
Equity Holding Pattern for Non-Life Insurers
1 (a) No. of shares 1,754,400,000   877,200,000  
2 (b) Percentage of shareholding (Indian / Foreign) 99.70 % Indian         0.30% Foreign   99.66 % Indian         0.34% Foreign  
3 ( c) %of Government holding (in case of public sector insurance companies) 85.78%   85.78%  
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 12.68   18.64  
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 12.68   18.64  
6 (iv) Book value per share (Rs) 127.31   122.70  
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid