PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:30.06.2019
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  30.06.2019 up to the Quarter For the period ended 30.06.2018 up to the Quarter of the prceeding year
1 Gross Premium Growth Rate                                10.76                                    9.29  
2 Gross Premium to shareholders' fund ratio                                92.70                                84.30  
3 Growth rate of shareholders'fund                                  0.70                                21.60  
4 Net Retention Ratio                                94.38                                  92.18  
5 Net Commission Ratio                                14.48                                  11.19  
6 Expense of Management to Gross Direct Premium Ratio                                  0.30                                    0.30  
7 Combined Ratio                             102.63                                  99.92  
8 Technical Reserves to net premium ratio                             352.40                               362.70  
9 Underwriting balance ratio                                (4.35)                                  (0.56)  
10 Operationg Profit Ratio                                  1.00                                  4.20  
11 Liquid Assets to liabilities ratio                                29.56                                27.05  
12 Net earning ratio                                  0.55                                  4.45  
13 Return on net worth ratio 1.9 13.8  
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 1.89   1.77  
15 NPA Ratio        
  Gross NPA Ratio 2.97   0.94  
  Net NPA Ratio 1.11   0.21  
Equity Holding Pattern for Non-Life Insurers
1 (a) No. of shares 175,44,00,000   87,72,00,000  
2 (b) Percentage of shareholding (Indian / Foreign) 99.69 % Indian         0.31% Foreign   99.66 % Indian         0.34% Foreign  
3 ( c) %of Government holding (in case of public sector insurance companies) 85.78%   85.78%  
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 0.62   4.40  
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 0.62   4.40  
6 (iv) Book value per share (Rs) 127.92   254.19  
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid