FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:30.09.2019
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  30.09.2019 up to the Quarter For the period ended 30.09.2018 up to the Quarter of the prceeding year
1 Gross Premium Growth Rate 11.6   11.1  
2 Gross Premium to shareholders' fund ratio 148.3 127.3  
3 Growth rate of shareholders'fund -4.1 14.8  
4 Net Retention Ratio 93.96   92.6  
5 Net Commission Ratio 14.0   15.6  
6 Expense of Management to Gross Direct Premium Ratio 0.8   0.4  
7 Combined Ratio 111.3   110.3  
8 Technical Reserves to net premium ratio 251.3   241.0  
9 Underwriting balance ratio -11.1   -8.3  
10 Operationg Profit Ratio -2.3 1.3  
11 Liquid Assets to liabilities ratio 26.9 26.2  
12 Net earning ratio -1.7 5.1  
13 Return on net worth ratio -4.8 12.1  
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 1.60   1.73  
15 NPA Ratio        
  Gross NPA Ratio 3.41   0.89  
  Net NPA Ratio 0.35   0.20  
Equity Holding Pattern for Non-Life Insurers
1 (a) No. of shares 1,754,400,000   1,754,400,000  
2 (b) Percentage of shareholding (Indian / Foreign) 99.66 % Indian         0.34% Foreign   99.66 % Indian         0.34% Foreign  
3 ( c) %of Government holding (in case of public sector insurance companies) 85.78%   85.78%  
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) -2.78   7.33  
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) -2.78   7.33  
6 (iv) Book value per share (Rs) 116.39   121.40  
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid