PERIODIC DISCLOSURES

FORM NL-30

Analytical Ratios

           

Insurer:

General Insurance Corporation of India

 

Date:31.12.2019

           

Analytical Ratios for Non-Life companies

Sl.No.

Particular

For the period ended  31.12.2019

up to the Quarter

For the period ended 31.12.2018

up to the Quarter of the prceeding year

1

Gross Premium Growth Rate

15.7

 

8.6

   

2

Gross Premium to shareholders' fund ratio

216.1

 

166.4

   

3

Growth rate of shareholders'fund

-10.9

 

4.6

   

4

Net Retention Ratio

91.40

 

91.9

   

5

Net Commission Ratio

15.9

 

15.2

   

6

Expense of Management to Gross Direct Premium Ratio

0.7

 

0.5

   

7

Combined Ratio

115.8

 

107.6

   

8

Technical Reserves to net premium ratio

191.4

 

183.4

   

9

Underwriting balance ratio

-15.4

 

-7.0

   

10

Operationg Profit Ratio

-4.7

 

3.7

   

11

Liquid Assets to liabilities ratio

28.4

 

27.5

   

12

Net earning ratio

-4.1

 

4.9

   

13

Return on net worth ratio

-10.7

 

10.0

   

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

1.51

 

1.84

   

15

NPA Ratio

         
 

Gross NPA Ratio

4.39

 

3.06

   
 

Net NPA Ratio

0.84

 

2.17

   

Equity Holding Pattern for Non-Life Insurers

         

1

(a) No. of shares

 1,754,400,000

 

 1,754,400,000

 

2

(b) Percentage of shareholding (Indian / Foreign)

99.66 % Indian         0.34% Foreign

 

99.66 % Indian         0.34% Foreign

 

3

( c) %of Government holding (in case of public sector insurance companies)

85.78%

 

86%

 

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

 (8.87)

 

9.24

 

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

 (8.87)

 

9.24

 

6

(iv) Book value per share (Rs)

110.30

 

123.81

 

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid