FORM NL-30

Analytical Ratios

 
       

Insurer:

General Insurance Corporation of India

  

Date: 31.03.2020

  
       

Analytical Ratios for Non-Life companies

 

Sl.No.

Particular

For the year ended  31.03.2020

up to the Quarter

For the year ended  31.03.2019

up to the Quarter of the prceeding year

 

1

Gross Premium Growth Rate

15.4

 

5.8

  

2

Gross Premium to shareholders' fund ratio

248.6

 

198.1

  

3

Growth rate of shareholders'fund

-8.1

 

3.8

  

4

Net Retention Ratio

91.4

 

88.2

  

5

Net Commission Ratio

16.1

 

15.7

  

6

Expense of Management to Gross Direct Premium Ratio

0.7

 

0.6

  

7

Combined Ratio

114.4

 

105.9

  

8

Technical Reserves to net premium ratio

156.1

 

150.0

  

9

Underwriting balance ratio

-13.6

 

-5.7

  

10

Operationg Profit Ratio

-1.7

 

6.2

  

11

Liquid Assets to liabilities ratio

30.3

 

31.9

  

12

Net earning ratio

-0.8

 

5.7

  

13

Return on net worth ratio

-1.7

 

10.0

  

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

1.53

 

2.06

  

15

NPA Ratio

     
 

Gross NPA Ratio

4.42

 

3.01

  
 

Net NPA Ratio

0.63

 

1.12

  

Equity Holding Pattern for Non-Life Insurers

     

1

(a) No. of shares

 1,754,400,000

 

 1,754,400,000

  

2

(b) Percentage of shareholding (Indian / Foreign)

99.69 % Indian         0.31% Foreign

 

99.70 % Indian         0.30% Foreign

  

3

( c) %of Government holding (in case of public sector insurance companies)

85.78%

 

85.78%

  

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

-2.05

 

12.68

  

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

-2.05

 

12.68

  

6

(iv) Book value per share (Rs)

117.02

 

127.31

  

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid