FORM NL-13 - LOANS SCHEDULE

   

Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   

   

LOANS

  

(Rs. '000)

   
 

Particulars

30.06.2020

30.06.2019

   

1

SECURITY-WISE CLASSIFICATION

     
 

Secured

     
 

(a)  On mortagage of property *

     

(aa) In India

400 147

402 972

   

(bb) Outside India

 0

 0

   
 

(b)   On Shares, Bonds, Govt. Securities

 0

 0

   
 

(c)    Others

1686 819

1904 584

   
 

Unsecured

68 387

68 387

   
 

TOTAL

2155 353

2375 943

   

2

BORROWER-WISE CLASSIFICATION

     
 

(a)           Central and State Governments

1686 819

1904 583

   
 

(b)           Banks and Financial Institutions

 0

 0

   
 

(c)           Subsidiaries

 0

 0

   
 

(d)           Industrial Undertakings

436 776

441 752

   
 

(e)           Others (to be specified)

31 758

29 608

   
 

TOTAL

2155 353

2375 943

   

3

PERFORMANCE-WISE CLASSIFICATION

     
 

(a) Loans classified as standard

     

(aa)  In India

1600 937

1802 240

   

(bb) Outside India

 0

 0

   

(b) Non-performing loans less provisions

 0

 0

   

(aa)  In India

5 928

 0

   

(bb) Outside India

 0

 0

   
 

Provisions **

548 488

573 703

   
 

TOTAL

2155 353

2375 943

   

4

MATURITY-WISE CLASSIFICATION

     
 

(a)           Short Term

232 829

239 184

   
 

(b)           Long Term

1922 524

2136 759

   
 

TOTAL

2155 353

2375 943

   
       

*    

   

**

Includes Provision for Bad and Doubtful Loans

   
       

Notes:

   

(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.

   

(b)    Provisions against non-performing loans shall be shown separately.

   

(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for

   

      the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

   

(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.