FORM NL-30 - Analytical Ratios

Insurer: General Insurance Corporation of India

 

Date: 30.06.2020

     

Analytical Ratios for Non-Life companies

Sl.No.

Particular

For the period ended  30.06.2020

up to the Quarter

For the period ended  30.06.2019

1

Gross Premium Growth Rate

-23.7

 

10.8

2

Gross Premium to shareholders' fund ratio

80.6

 

92.7

3

Growth rate of shareholders'fund

-12.2

 

0.7

4

Net Retention Ratio

92.09

 

94.4

5

Net Commission Ratio

17.5

 

14.5

6

Expense of Management to Gross Direct Premium Ratio

0.4

 

0.3

7

Combined Ratio

112.2

 

102.6

8

Technical Reserves to net premium ratio

551.5

 

352.4

9

Underwriting balance ratio

-12.1

 

-4.3

10

Operationg Profit Ratio

-5.8

 

1.0

11

Liquid Assets to liabilities ratio

30.6

 

29.6

12

Net earning ratio

-3.8

 

0.6

13

Return on net worth ratio

-11.3

 

1.9

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

1.52

 

1.89

15

NPA Ratio

   
 

Gross NPA Ratio

4.47

4.46747243672209

2.97

 

Net NPA Ratio

0.52

0.52

0.15

Equity Holding Pattern for Non-Life Insurers

  

1

(a) No. of shares

 1,754,400,000

 

 1,754,400,000

2

(b) Percentage of shareholding (Indian / Foreign)

99.66 % Indian         0.34% Foreign

 

99.66 % Indian         0.34% Foreign

3

( c) %of Government holding (in case of public sector insurance companies)

85.78%

 

85.78%

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

-3.18

 

0.62

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

-3.18

 

0.62

6

(iv) Book value per share (Rs)

112.37

 

127.92

 

Combined Ratio  is calculated taking into consideration Claims Paid + EOM + Commission Paid