FORM NL-30 | Analytical Ratios | |||
Insurer: General Insurance Corporation of India | Date: 30.09.2020 | |||
Analytical Ratios for Non-Life companies | ||||
Sl.No. | Particular | For the period ended 30.09.2020 | For the period ended 30.09.2019 | |
1 | Gross Premium Growth Rate | -12.4 | 11.6 | |
2 | Gross Premium to shareholders' fund ratio | 131.9 | 148.3 | |
3 | Growth rate of shareholders'fund | -1.5 | -4.1 | |
4 | Net Retention Ratio | 88.46 | 94.0 | |
5 | Net Commission Ratio | 18.6 | 14.0 | |
6 | Expense of Management to Gross Direct Premium Ratio | 0.5 | 0.8 | |
7 | Combined Ratio | 116.1 | 111.3 | |
8 | Technical Reserves to net premium ratio | 332.4 | 251.3 | |
9 | Underwriting balance ratio | -16.7 | -11.1 | |
10 | Operationg Profit Ratio | -3.5 | -2.3 | |
11 | Liquid Assets to liabilities ratio | 28.4 | 26.9 | |
12 | Net earning ratio | -1.4 | -1.7 | |
13 | Return on net worth ratio | -3.3 | -4.8 | |
14 | Available Solvency margin Ratio to Required Solvency Margin Ratio | 1.63 | 1.60 | |
15 | NPA Ratio | |||
Gross NPA Ratio | 4.03 | 3.41 | ||
Net NPA Ratio | 0.31 | 0.35 | ||
Equity Holding Pattern for Non-Life Insurers | ||||
1 | (a) No. of shares | 1,75,44,00,000 | 1,75,44,00,000 | |
2 | (b) Percentage of shareholding (Indian / Foreign) | 99.66 % Indian 0.34% Foreign | 99.66 % Indian 0.34% Foreign | |
3 | ( c) %of Government holding (in case of public sector insurance companies) | 85.78% | 86% | |
4 | (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | -1.87 | -2.78 | |
5 | (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | -1.87 | -2.78 | |
6 | (iv) Book value per share (Rs) | 114.70 | 116.39 | |
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid | ||||