FORM NL-30

Analytical Ratios

 

Insurer: General Insurance Corporation of India

Date: 30.09.2020

 
     

Analytical Ratios for Non-Life companies

 

Sl.No.

Particular

For the period ended  30.09.2020

For the period ended  30.09.2019

 

1

Gross Premium Growth Rate

-12.4

11.6

 

2

Gross Premium to shareholders' fund ratio

131.9

148.3

 

3

Growth rate of shareholders'fund

-1.5

-4.1

 

4

Net Retention Ratio

88.46

94.0

 

5

Net Commission Ratio

18.6

14.0

 

6

Expense of Management to Gross Direct Premium Ratio

0.5

0.8

 

7

Combined Ratio

116.1

111.3

 

8

Technical Reserves to net premium ratio

332.4

251.3

 

9

Underwriting balance ratio

-16.7

-11.1

 

10

Operationg Profit Ratio

-3.5

-2.3

 

11

Liquid Assets to liabilities ratio

28.4

26.9

 

12

Net earning ratio

-1.4

-1.7

 

13

Return on net worth ratio

-3.3

-4.8

 

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

1.63

1.60

 

15

NPA Ratio

   
 

Gross NPA Ratio

4.03

3.41

 
 

Net NPA Ratio

0.31

0.35

 

Equity Holding Pattern for Non-Life Insurers

   

1

(a) No. of shares

 1,75,44,00,000

 1,75,44,00,000

 

2

(b) Percentage of shareholding (Indian / Foreign)

99.66 % Indian         0.34% Foreign

99.66 % Indian         0.34% Foreign

 

3

( c) %of Government holding (in case of public sector insurance companies)

85.78%

86%

 

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

-1.87

-2.78

 

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

-1.87

-2.78

 

6

(iv) Book value per share (Rs)

114.70

116.39

 

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid