FORM NL-30

Analytical Ratios

    
      

Insurer: General Insurance Corporation of India

  

Date: 31.12.2020

 
      

Analytical Ratios for Non-Life companies

Sl.No.

Particular

For the period ended  31.12.2020

up to the Quarter

For the period ended  31.12.2019

up to the Quarter of the prceeding year

1

Gross Premium Growth Rate

 (8.64)

 15.67

 

2

Gross Premium to shareholders' fund ratio

 180.20

 

 216.10

 

3

Growth rate of shareholders'fund

 9.60

 

 (10.90)

4

Net Retention Ratio

 88.89

 

 91.40

 

5

Net Commission Ratio

 18.51

 

 15.93

 

6

Expense of Management to Gross Direct Premium Ratio

 0.50

 

 0.70

 

7

Combined Ratio

 114.02

 

 115.76

 

8

Technical Reserves to net premium ratio

 234.70

 

 191.40

 

9

Underwriting balance ratio

 (14.59)

 (15.45)

10

Operationg Profit Ratio

 0.60

 

 (4.70)

11

Liquid Assets to liabilities ratio

 28.49

 

 28.38

 

12

Net earning ratio

 1.94

 

 (4.07)

13

Return on net worth ratio

 4.15

 

 (10.72)

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

 1.53

 

 1.51

 

15

NPA Ratio

    
 

Gross NPA Ratio

3.77

4.39165430058132

4.39

 
 

Net NPA Ratio

0.16

0.836035744819918

0.84

 

Equity Holding Pattern for Non-Life Insurers

    

1

(a) No. of shares

 1,754,400,000

 

 1,754,400,000

 

2

(b) Percentage of shareholding (Indian / Foreign)

99.66 % Indian         0.34% Foreign

 

99.66 % Indian         0.34% Foreign

 

3

( c) %of Government holding (in case of public sector insurance companies)

85.78%

 

85.78%

 

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

3.76

 

(8.9)

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

3.76

 

(8.9)

6

(iv) Book value per share (Rs)

120.86

 

110.30

 

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid