FORM NL-4-PREMIUM SCHEDULE

Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   

PREMIUM EARNED [NET] FOR THE PERIOD ENDED 31.12.2020

A

FIRE INSURANCE

( ₹ in 000)

PARTICULARS

For the  Three Months  ending 31.12.2020

Upto Nine Months Ending 31.12.2020

For the  Three Months  ending 31.12.2019

Upto Nine Months Ending 31.12.2019

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

29672 280

112703 728

26242 631

90147 019

Less : Premium on reinsurance ceded

4695 682

16655 998

2859 058

12925 078

Net Premium

24976 600

96047 730

23383 574

77221 941

Adjustment for change in reserve for unexpired risks

56 021

-7273 232

-5583 041

-7945 628

Premium Earned (Net)

25032 621

88774 498

17800 533

69276 313

B

MISCELLANEOUS INSURANCE

(1)

MOTOR

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

24230 159

67394 133

23016 981

73185 613

Less : Premium on reinsurance ceded

408 144

1504 190

 0

 0

Net Premium

23822 015

65889 943

23016 981

73185 613

Adjustment for change in reserve for unexpired risks

-3337 870

-5871 884

-1383 349

-6042 237

Premium Earned (Net)

20484 145

60018 059

21633 632

67143 376

(2)

AVIATION

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

4633 228

10763 204

4948 347

10912 156

Less : Premium on reinsurance ceded

1118 872

4317 838

948 775

2408 947

Net Premium

3514 356

6445 366

3999 572

8503 209

Adjustment for change in reserve for unexpired risks

250 392

1047 980

-326 528

-849 223

Premium Earned (Net)

3764 748

7493 346

3673 044

7653 986

(3)

ENGINEERING

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

3866 484

10831 184

3233 096

9493 524

Less : Premium on reinsurance ceded

399 006

1885 105

476 850

949 744

Net Premium

3467 478

8946 079

2756 246

8543 780

Adjustment for change in reserve for unexpired risks

-312 411

-122 397

-121 928

-763 589

Premium Earned (Net)

3155 067

8823 682

2634 318

7780 191

(4)

W.C.

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

52 343

413 639

75 021

211 559

Less : Premium on reinsurance ceded

 69

 69

 0

 23

Net Premium

52 274

413 570

75 021

211 536

Adjustment for change in reserve for unexpired risks

11 362

-100 574

75 861

125 592

Premium Earned (Net)

63 636

312 996

150 882

337 128

(5)

Liability

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

1832 300

5788 733

2008 780

5693 504

Less : Premium on reinsurance ceded

279 501

766 152

77 885

373 390

Net Premium

1552 799

5022 581

1930 895

5320 114

Adjustment for change in reserve for unexpired risks

185 394

142 094

-684 982

-1252 609

Premium Earned (Net)

1738 193

5164 675

1245 913

4067 505

(6)

PA

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

1579 337

5765 895

2116 630

5601 798

Less : Premium on reinsurance ceded

2 625

5 216

 261

1 432

Net Premium

1576 712

5760 679

2116 369

5600 366

Adjustment for change in reserve for unexpired risks

159 687

-421 187

-111 962

112 788

Premium Earned (Net)

1736 399

5339 492

2004 407

5713 154

(7)

Health

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

10557 110

42349 467

14800 223

44354 059

Less : Premium on reinsurance ceded

431 555

3749 069

416 586

416 586

Net Premium

10125 555

38600 398

14383 637

43937 473

Adjustment for change in reserve for unexpired risks

177 641

-6760 281

1424 028

2348 706

Premium Earned (Net)

10303 196

31840 117

15807 665

46286 179

(8)

Agriculture

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

28606 929

88600 594

31028 284

148355 611

Less : Premium on reinsurance ceded

3195 242

9395 513

11793 235

14912 297

Net Premium

25411 687

79205 081

19235 049

133443 314

Adjustment for change in reserve for unexpired risks

-8691 412

6735 085

-14424 117

-1307 197

Premium Earned (Net)

16720 275

85940 166

4810 932

132136 117

(9)

Oth. Misc.

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

1910 027

6788 470

989 712

6313 652

Less : Premium on reinsurance ceded

514 719

1934 317

433 959

1033 215

Net Premium

1395 308

4854 153

555 753

5280 437

Adjustment for change in reserve for unexpired risks

-422 956

264 018

-243 114

148 378

Premium Earned (Net)

972 352

5118 171

312 639

5428 815

(10)

FL/Credit

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

623 683

2302 497

679 170

2546 875

Less : Premium on reinsurance ceded

 0

 0

 0

3 692

Net Premium

623 683

2302 497

679 170

2543 183

Adjustment for change in reserve for unexpired risks

28 309

123 821

101 437

-94 838

Premium Earned (Net)

651 992

2426 318

780 607

2448 345

TOTAL  MISCELLANEOUS

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

77891 600

240997 816

82896 244

306668 351

Less : Premium on reinsurance ceded

6349 733

23557 469

14147 551

20099 326

Net Premium

71541 867

217440 347

68748 695

286569 025

Adjustment for change in reserve for unexpired risks

-11951 864

-4963 325

-15694 654

-7574 229

Premium Earned (Net)

59590 003

212477 022

53054 041

278994 796

C

MARINE INSURANCE

(1)

MARINE CARGO

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

3335 219

10856 856

2525 040

7491 049

Less : Premium on reinsurance ceded

378 351

1012 925

256 568

729 267

Net Premium

2956 868

9843 931

2268 472

6761 782

Adjustment for change in reserve for unexpired risks

-341 989

-1524 596

-227 758

-1154 857

Premium Earned (Net)

2614 879

8319 335

2040 714

5606 925

(2)

MARINE HULL

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

2793 963

8562 790

1966 118

6958 783

Less : Premium on reinsurance ceded

270 178

877 465

291 079

1767 133

Net Premium

2523 785

7685 325

1675 039

5191 650

Adjustment for change in reserve for unexpired risks

-1157 430

-2495 632

1612 884

206 478

Premium Earned (Net)

1366 355

5189 693

3287 923

5398 128

TOTAL MARINE

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

6129 182

19419 646

4491 158

14449 832

Less : Premium on reinsurance ceded

648 529

1890 390

547 647

2496 400

Net Premium

5480 652

17529 256

3943 512

11953 432

Adjustment for change in reserve for unexpired risks

-1499 419

-4020 228

1385 126

-948 379

Premium Earned (Net)

3981 233

13509 028

5328 638

11005 053

D

LIFE INSURANCE

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

2992 049

8894 383

1769 567

6857 682

Less : Premium on reinsurance ceded

137 958

345 002

117 694

446 871

Net Premium

2854 091

8549 381

1651 873

6410 811

Adjustment for change in reserve for unexpired risks

-66 375

-386 519

449 675

-920 364

Premium Earned (Net)

2787 716

8162 862

2101 548

5490 447

E

TOTAL ALL CLASSES

Premium from direct business written

 0

 0

 0

 0

Service Tax

Adjustment for change in reserve for unexpired risks

Gross Earned Premium

Add: Premium on reinsurance accepted

116685 111

382015 573

115399 600

418122 884

Less : Premium on reinsurance ceded

11831 902

42448 859

17671 950

35967 675

Net Premium

104853 209

339566 714

97727 650

382155 209

Adjustment for change in reserve for unexpired risks

-13461 637

-16643 304

-19442 894

-17388 600

Premium Earned (Net)

91391 572

322923 410

78284 756

364766 609