FORM NL-30 Analytical Ratios

 
      

Insurer: General Insurance Corporation of India

  

Date: 31.03.2021

 
      

Analytical Ratios for Non-Life companies

Sl.No.

Particular

For the period ended  31.03.2021

up to the Quarter

For the period ended  31.03.2020

 

1

Gross Premium Growth Rate

-7.9

 

15.4

 

2

Gross Premium to shareholders' fund ratio

209.4

 

248.6

 

3

Growth rate of shareholders'fund

9.4

 

-8.1

 

4

Net Retention Ratio

89.75

 

91.4

 

5

Net Commission Ratio

18.9

 

16.1

 

6

Expense of Management to Gross Direct Premium Ratio

0.6

 

0.7

 

7

Combined Ratio

112.0

 

114.4

 

8

Technical Reserves to net premium ratio

181.9

 

156.1

 

9

Underwriting balance ratio

-13.0

 

-13.6

 

10

Operationg Profit Ratio

3.2

 

-1.7

 

11

Liquid Assets to liabilities ratio

30.9

 

30.3

 

12

Net earning ratio

4.6

 

-0.8

 

13

Return on net worth ratio

8.6

 

-1.7

 

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

1.74

 

1.53

 

15

NPA Ratio

    
 

Gross NPA Ratio

3.58

 

4.42

 
 

Net NPA Ratio

0.00

 

0.63

 

Equity Holding Pattern for Non-Life Insurers

    

1

(a) No. of shares

 1,75,44,00,000

 

 1,75,44,00,000

 

2

(b) Percentage of shareholding (Indian / Foreign)

99.66 % Indian         0.34% Foreign

 

99.66 % Indian         0.34% Foreign

 

3

( c) %of Government holding (in case of public sector insurance companies)

85.78%

 

86%

 

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

10.95

 

-2.05

 

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

10.95

 

-2.05

 

6

(iv) Book value per share (Rs)

127.98

 

117.02

 

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid