FORM NL-30

     

Insurer:

General Insurance Corporation of India

 

Date: 30.06.2021

     

Analytical Ratios for Non-Life companies

Sl.No.

Particular

For the period ended  31.03.2021

up to the Quarter

For the period ended  31.03.2020

1

Gross Premium Growth Rate

-10.0

 

-23.7

2

Gross Premium to shareholders' fund ratio

67.1

 

80.6

3

Growth rate of shareholders'fund

8.0

 

-12.2

4

Net Retention Ratio

90.52

 

92.1

5

Net Commission Ratio

18.6

 

17.5

6

Expense of Management to Gross Direct Premium Ratio

0.4

 

0.4

7

Combined Ratio

123.4

 

112.2

8

Technical Reserves to net premium ratio

634.4

 

551.5

9

Underwriting balance ratio

-21.7

 

-12.1

10

Operationg Profit Ratio

-10.7

 

-5.8

11

Liquid Assets to liabilities ratio

29.4

 

30.6

12

Net earning ratio

-6.0

 

-3.8

13

Return on net worth ratio

-14.5

 

-11.3

14

Available Solvency margin Ratio to Required Solvency Margin Ratio

1.74

 

1.52

15

NPA Ratio

   
 

Gross NPA Ratio

3.48

 

4.47

 

Net NPA Ratio

0.00

 

0.52

     

Equity Holding Pattern for Non-Life Insurers

1

(a) No. of shares

 1,75,44,00,000

 

 1,75,44,00,000

2

(b) Percentage of shareholding (Indian / Foreign)

99.66 % Indian         0.34% Foreign

 

99.66 % Indian         0.34% Foreign

3

( c) % of Government holding (in case of public sector insurance companies)

85.78%

 

86%

4

(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)

-4.40

 

-3.18

5

(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)

-4.40

 

-3.18

6

(iv) Book value per share (Rs)

121.33

 

112.37

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid